10460 Hawks Landing Dr, Land O Lakes, FL 34638
4 beds · 3 baths · 2,169 sqft sqft
Welcome to an open floor plan with a four-bedroom, three-bathroom home that offers a tranquil retreat with no backyard neighbors, ensuring privacy and peace with a serene pond view. Brand new appliances and new a/c! You walk into an open, entertaining living room ready to host gatherings every weekend. The new kitchen was renovated with stunning granite countertops, a large center island, and energy-efficient stainless steel appliances. All four bedrooms are spacious, with walk-in closets for your storage needs. Walking upstairs, you can enjoy the loft, which provides versatile space for gaming, play, or an additional office. The open floor plan effortlessly facilitates entertaining guests or enjoying quiet family moments; this home is perfect for all your summer fun and winter needs. The spacious backyard beckons relaxation and outdoor gatherings, boasting proximity to the community's refreshing waterfall pool. Outside, the fenced backyard, adorned with large double windows and sliding glass doors, provides a seamless indoor-outdoor flow. Residents of this vibrant community benefit from an array of amenities, including sidewalks, a zero-entry pool, a dog park, a playground, and scenic walking trails. Conveniently located near major access roads like US 41, SR 52, Toll Road 589, and I-75, the property ensures easy access to many shopping, dining, and entertainment options, including the Shops at Wiregrass and Premium Outlets. This home presents an idyllic blend of comfort, convenience, and community living. Welcome home.
Source: STELLAR #t3526329
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3526329
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3526329
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.