10446 Flagstaff Falls Ave, Riverview, FL 33578
3 beds · 3 baths · 2,666 sqft
Welcome to your exquisite dream oasis nestled in Waterstone Lakes! This splendid 2015 Ryland Homes Bonita floor plan epitomizes luxury and elegance, featuring custom touches that elevate every corner of this magnificent residence. This home is a true masterpiece, meticulously designed to fulfill all your desires.Step inside to discover 3 opulent bedrooms, 2.5 lavish baths, an office/den, and a formal dining room adorned with a stunning crystal chandelier. The expansive 3-car tandem garage and an impressive 2,664 square feet of heated living space provide ample room for both relaxation and entertainment. The oversized screened lanai offers a serene water view, while exquisite ceramic wood plank tile, upgraded light fixtures, custom plantation shutters, and elegant crown molding create an ambiance of sophistication throughout.Prepare to be dazzled by the chef’s kitchen, a culinary haven designed for both intimate gatherings and grand celebrations! With breathtaking quartz countertops, a generous island that seamlessly connects to the living room and eat-in space, this kitchen is the epitome of hosting excellence. Additional highlights include a spacious walk-in pantry, a chic custom tile backsplash, stainless steel appliances, and ambient upper and lower cabinet lighting to set the perfect mood.The magnificent primary suite presents a tranquil water view that promises serenity. Indulge in the luxurious bathroom featuring dual vanities with granite countertops, a sumptuous soaker tub, a sleek walk-in shower, and an expansive walk-in closet that meets all your storage needs.Step outside to embrace the beauty of the outdoor space, where a breathtaking lake view awaits. Here, you have the perfect canvas to design your personal outdoor sanctuary, tailored to your unique vision.With NO CDD , no flood zone, and a lower HOA, this extraordinary residence is primed for its new owners! Conveniently located near vibrant entertainment, dining, shopping, and major highways, this luxurious gem is an opportunity you simply cannot afford to miss!
Source: STELLAR #tb8322172
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8322172
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8322172
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.