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$580,000 SIGNIN

Sign in to see required down payment for the 3.62% rate

10433 Canary Isle Dr, Tampa, FL 33647

3 beds · 3 baths · 2,412 sqft

Step into the exclusive community of Cory Lake Isles, where every arrival feels like a retreat to an upscale tropical haven. From the moment you enter, you're welcomed by elegant brick-paved roads and streets lined with swaying palm trees—an inviting prelude to the serenity and sophistication that define this extraordinary neighborhood. Centered around a stunning 165-acre ski lake and a boat ramp this prestigious enclave offers a lifestyle that rises far above the ordinary. Within this exceptional setting lies a residence designed to celebrate both luxury and livability. The layout flows effortlessly, creating a seamless connection between indoor elegance and outdoor tranquility. At its heart is a private pool, thoughtfully tucked into a secluded courtyard—your own peaceful oasis, perfect for unwinding or entertaining in complete privacy. This meticulously maintained 3-bedroom, 2.5-bathroom residence, offering 2,412 square feet of heated living space in the highly desirable gated community of Cory Lake Isles, located in vibrant New Tampa. This home blends comfort, elegance, and modern updates within a serene lakeside neighborhood, creating a perfect retreat for its new owners. Step into an inviting open floor plan designed for seamless living and entertaining. The spacious kitchen serves as the heart of the home, featuring a gas stove, breakfast nook, double sink, and a high bar area that offers ample counter space for meal prep and casual dining. The adjacent formal dining and living areas boast beautiful hardwood floors, adding sophistication and warmth to the home’s interior. Recent updates enhance both the aesthetic and functionality of this property. A new roof installed in 2022, a fresh water heater added in 2024, and updated exterior paint in 2023 ensure the home is move-in ready. Additional features, such as a garbage disposal installed in 2017 and an engineering design that prioritizes exceptional drainage, provide peace of mind for years to come. This home is situated within close proximity to top-rated schools, including Pride Elementary, Benito Middle School, and Wharton High School, making it an ideal location for a well-rounded lifestyle. Experience the unparalleled blend of elegance, convenience, and community in one of New Tampa's most sought-after neighborhoods. Don’t miss your opportunity to own a stunning home in Cory Lake Isles. Schedule your private tour today!

Estimated
Seller's interest rate
3.62%
7%
Estimated
Monthly payment

$1,996
$2,344
You may also save up to $86,047 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,344 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
3.62%
Remaining term
20 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,996
Principal & interest
$1,051
Mortgage insurance
$163
Property taxes
$224
Home insurance
$526
HOA fees
$29
Utilities
Not included

Source: Public records

Home details
Size
2,412 sqft
Lot size
0.13 acres
Year built
2004
Type
Single Family Residence
HOA dues
$29.42

Source: STELLAR #TB8314517

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 16, 2025 06:55 am
Listing agent: Jose Mejia (727) 271-6900
Listing provided courtesy of: REAL BROKER, LLC (855) 450-0442
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8314517
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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