1043 High Point Trl, Elizabeth, CO 80107
3 beds · 3 baths · 1,982 sqft
Welcome to this pristine, like-new home nestled in the serene town of Elizabeth, adjacent to a park, offering a perfect blend of modern comfort and picturesque surroundings. Built in 2020, this exquisite residence boasts 3 bedrooms, 2 1/2 bathrooms, and a 2-car attached garage, providing the ideal haven for those seeking both style and functionality. As you approach, the covered front porch invites you to step inside, where you'll be greeted by an open floor plan adorned with luxury vinyl plank flooring on the main level. The heart of the home is the well-appointed kitchen, complete with stainless steel appliances, making meal preparation a breeze. The primary bedroom, located on the upper level, is a true sanctuary, featuring tray ceilings, abundant natural light, and enchanting mountain views. The attached bathroom is a spa-like retreat, offering double sinks with granite countertops, a spacious walk-in closet, and ample room to unwind after a long day. Step outside to the composite deck, which not only provides a low-maintenance outdoor space but also offers a perfect vantage point to enjoy the meticulously landscaped backyard. Imagine hosting gatherings or simply relaxing with a cup of coffee while soaking in the peaceful surroundings. Additionally, this home features a rare walkout unfinished basement, providing a blank canvas for your creative design ideas and future expansion plans. For added convenience, the laundry area includes a washer and dryer, and all bedrooms are thoughtfully situated on the upper level, ensuring privacy and comfort for everyone in the household. Located in the tranquil town of Elizabeth, you'll enjoy easy access to shopping and local amenities while relishing the tranquility of a quiet community. Don't miss the opportunity to make this exceptional property your new home. Experience the perfect blend of modern living and natural beauty today!
Source: RECO #3650669
Source: RECO #3650669
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3650669
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