10423 Crestview Heights Ave, Thonotosassa, FL 33592
4 beds · 3 baths · 3,122 sqft sqft
One or more photo(s) has been virtually staged. FLOOD ZONE X. Escape to country living with a touch of city sophistication at Graceland Estates in Thonotosassa, FL. Nestled in a low-HOA neighborhood with spacious, acre-plus lots, this stunning 2021-built home offers 4 bedrooms, 3 baths, a den, a flex space, and a 3-car garage on a sprawling 1.3-acre lot. It’s the perfect blend of privacy and community, just minutes from major roads, shopping, and entertainment. With over 3,000 sq. ft. of thoughtfully designed living space, this home features a three-way split plan that caters to all your needs. The heart of the home is the impressive kitchen/family room combo, complete with a gleaming 10 ft. quartz island, 42” shaker-style cabinets, double ovens, a smooth surface cook top, and an oversized pantry. Perfect for both everyday living and entertaining, the kitchen flows seamlessly into the spacious family room, with double sliders opening to a large screened lanai. (Floor plan available) The primary suite is a true retreat, spanning the entire left side of the house. It boasts two walk-in closets and a luxurious en-suite bath with a rainfall shower, built-in bench, and designer tile. The double vanity with quartz countertops provides ample storage. Note: the lot is larger than the fencing indicates. Only partially fenced to include a separate dog run or play yard. (survey available). This home offers it all—don’t miss out on the opportunity to experience the best of both worlds!
Source: STELLAR #tb8307852
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307852
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8307852