1042 Woodstork Way NE, Townsend, GA 31331
3 beds · 3 baths · 3,017 sqft
Nature Lover's Paradise! Discover the epitome of comfort and luxury in this exquisite 3,017 square foot home, featuring three spacious bedrooms, three full baths, and two half baths. The property includes a versatile bonus room above the garage that can easily be used as a fourth bedroom or office. Enjoy peace of mind with a 22K Generac generator, ensuring uninterrupted power. The expansive laundry room, which also boasts an entertaining area, complements the home's functional layout. The chef's kitchen showcases a gas stove and Cambrea quartz countertops, while hardwood floors and a wood-burning fireplace add to the home's warmth and charm. The entryway and front porch feature stunning tongue-and-groove ceilings. Additional highlights include a large under-stair space perfect for a walk-in pantry or office, and a 30x60 partially enclosed pole barn with plumbing, electrical, and a 50-amp hookup for your camper. The outdoor space is a haven with a screened-in patio, a saltwater pool that is the perfect spot to unwind and watch nature's daily spectacle, a hot tub, and a fully fenced backyard adorned with beautiful oak and fruit trees. The yard is fully irrigated, and security is ensured with cameras and a Simply Safe alarm system. A propane hookup for a gas grill and a 250-gallon owned propane tank add convenience. Built by a Richmond Hill builder, this custom home features spray foam insulation and is located less than a mile from a Yacht Club and marina, with a modest annual fee of $850. It backs directly onto the Harris Neck National Wildlife Refuge, offering tranquil living and breathtaking views of seabirds returning to their roosts each evening. Don't miss out on making this dream home yours. Give us a call today.
Source: GAMLS #10364125
Source: GAMLS #10364125
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10364125
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.