10411 SW 52nd Ct, Ocala, FL 34476
3 beds · 2 baths · 2,921 sqft
This pristine custom home radiates elegance from every facet. Careful attention was given to ensure a warm, inviting and virtually maintenance free home. Approaching the interior of the home, upon entry of you will be in awe of the expansive kitchen. It is breathtaking and a chefs dream space. Cast your eyes on the 17 foot L-shaped granite countertop. There is plenty of room here for cooking, prepping and of course, entertaining. Should additional space be needed, there is an island too. This space is great for big parties or everyday family gatherings. When a smaller and more intimate time is desired, wander to the coffee/wine nook and enjoy a peaceful time gazing at your backyard paradise. The kitchen area is finished off with tile flooring and stainless appliances. There is ample cabinet space for storage too. The main living area consists of a beautiful living room and a flex room that is currently used as a bar area but could also be a wonderful home office. The flooring throughout the living area is 5/8 hardwood. The living room is adorned with a gas fireplace and multiple decorative nooks and niches allowing for creativity in your design layout! Moving along to the main bedroom.. This area has a double door leading into the master wing of the home. To the right is the bedroom with a tray ceiling and windows overlooking the pool. To the left there is a hallway that leads to the ensuite bathroom. There is a his and hers closet as well as a his and hers sink. The bathroom has a private toilet area, walk in shower and a jacuzzi jetted tub. The home has a split floor plan which means that at the end of the day this area can become a true oasis. Across the living room and kitchen you will discover the 2 additional bedrooms and a media room. The second and third bedroom are spacious with very large closets and decorative nooks as well. The media room has surround sound and would be a great addition to the “family wing” of the house. There is also a very large bathroom on this side that opens to the pool area as well. Transitioning to the exterior, the home has block construction and a stucco finish. The roof was replaced in August with a 30 year architectural shingle. Additional upgrades to the exterior include a new pool enclosure (completed in 2022) along with a newly resurfaced mar-cite pool and a new pump filter. You can spend all of your spare time enjoying the beautiful pool and gazing at nature and wildlife from your private back yard instead of worrying about your home maintenance!! Lastly, there is a shed that has finished flooring, electric (including ac) and water. This could be an awesome garden shed, workshop or even an office….let your creativity flow. The entire backyard is fully fenced and fully surrounded by invisible fencing as well. Bring your furry friends too! Behind the scenes there are other upgrades that make this home even more desirable! These include: a water manifold system, a 1 year old tankless hot water heater, new microwave, new garbage disposal, and new kitchen faucets. The kitchen is set to transfer to propane if you would like to switch out your appliances. There is also an in-ground termite bating system, sprinklers and low voltage lighting on the exterior and a built in safe in the main bedroom. Lastly, the owner will be leaving a Dahua full house camera system that is self monitoring with phone alerts. Come and see this alluring home today and make it the next phase of your life!!
Source: STELLAR #om665670
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om665670
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om665670
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.