1041 Cottontail Ln, Maitland, FL 32751

Welcome to a slice of paradise tucked away among the trees in the heart of Maitland! Thoughtfully designed and CUSTOM BUILT in 2017, this David Konkel home has every luxury you could dream of while still having all the quiet comforts of a home. No detail was missed and every inch crafted to the highest standards, this spacious home sits on a sprawling 1.35 ACRES of land next to Lake Lily surrounded by mature trees for a WOODED VIEW. The ideal split bedroom floor plan delivers a tranquil retreat in the MAIN FLOOR PRIMARY SUITE complete with an OVERSIZED WALK-IN CLOSET with dual sides, a spa-like en-suite bath boasting ITALIAN MARBLE FLOORS, dual sink vanity, large SOAKING TUB in front of a stone feature wall and a massive WALK-IN SHOWER with a rain shower head, body jets and bench seating. You will also find a junior suite on the second floor if you prefer. The living room offers a custom experience with beautiful coffered ceilings, two sets of Pella French doors out to the lanai and a DOUBLE-SIDED GAS FIREPLACE that serves at the center piece with built-in shelving on either side. A formal dining room allows you to host family or entertain friends with ease overlooking the luxurious eat-in kitchen. Gourmet doesn’t begin to cover the high end items designed into this kitchen; there is a gas CAPITAL GAS COOKTOP with 4-burners and a flat-top griddle, stainless hood, side by side LIEBHERR fridge/freezer that blends into the cabinetry and a large GALLEY STAINLESS STEEL SINK with a full prep system to make any chef’s life a dream with a standard sink on the opposite site. The BUILT-IN OVENS are a top of the line Italian manufacturer - BERTAZZONI with the top being a STEAM OVEN and the bottom a full CONVECTION OVEN. Off the kitchen there is also an OVERSIZED PANTRY with custom built-ins for all your storage needs! The half bath features a custom copper sink and the laundry room is a must see with all the cabinet storage and counter space you could ask for. We’re not done yet - this home also boasts a side entrance and hall where you will find a step down WINE CELLAR, perfect for the wine connoisseur! Also noteworthy; all of the HARDWOOD FLOORS you will see throughout the home are WALNUT, the movie room on the second floor can easily be used as a 5th bedroom or third en-suite as the expansive closet is already plumbed for a bathroom should you need it. The attention to detail continues outside where the expansive lanai offers electric roller shades, gas coach lights and an outdoor BLAZE KITCHEN. The detached garage has 3 oversized bays, 1 of which is built to accommodate a full car lift system with 25’ ceilings - there is a full attic and it is equipped with 100 amp service for the car enthusiasts or your workshop needs! This home has a FULL SOLAR SYSTEM to keep energy costs low or at zero and there are 2 TANKLESS GAS WATER HEATERS, a 100-gallon buried propane tank and full irrigation throughout the property. Take a stroll on the boardwalk to Lake Lily and the shops and restaurants beyond, plus you are zoned for sought-after Orange County schools. Don’t let this stunning home slip through your fingers, call today for more information and fall in love with the GEM of Cottontail Lane!

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
• Agents
• Sellers

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Nov 23, 2024 10:07 am

Listing agent: Jenny Wemert (407) 809-1193

Listing provided courtesy of: WEMERT GROUP REALTY LLC (407) 743-8356

Details provided by STELLAR and may not match the public record.
MLS ID: #o6245849

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