10409 MEADOW CROSSING DR, Tampa, FL 33647
Location, Character and Lifestyle! Beautiful 3438 Square foot, 4 bedroom, 4 full bathrooms, 3 car garage, Office/den, Dining room, Living room, family room, plus upstairs Bonus/media room. This home is located in the convenient and gated Creekwood neighborhood of NEW TAMPA FLORIDA. Private gorgeous wooded view. This 3-way split home is a very functional layout. This is a perfect-for-entertaining Florida home with 3 ways to enter the vast pool area, from the house, highlighted by a spill-over SPA. Double Leaded entry doors, rounded corners, arches, nitches and high ceilings all add to the elegance of this home. The KITCHEN is the heart of this home and offers granite countertops, with an island and separate work station, Stainless Steel Appliances including a natural gas oven/cooktop. 42" wood cabinets with crown molding, plus a huge breakfast bar which opens to the family room that features double tray ceilings, cozy gas fireplace and a set of 4 pocket sliding glass doors that open up to the pool area. The roof was replaced 10 years ago and all the pool equipment in 2016. Downstairs A/C unit was replaced in 2017 and upstairs unit replaced in 2020. The gas water heater is only 7 years old and newer appliances convey including Whirlpool Duet washer and dryer with stands. A ring doorbell and front door Schlage Smart Deadbolt with electronic code and key have been installed. Also included are two Nest Thermostats and a Rachio Smart Sprinkler Controller. Low Annual HOA fees, no CDD, and located in a non-flood zone. This Property offers an unbeatable combination of luxury, convenience and comfort. With the top rated schools of Pride Elementary and Benite Middle School just blocks away. Enjoy the convenience of being close to Tampa International Airport, USF Moffitt Center, Wiregrass Mall, near Interstate 75 and State Road 56. Plus the Grove Sports Campus, Tampa Premium Outlets, Hospitals, Restaurants are close bye. Seize the opportunity to own a piece of this coveted neighborhood where every detail is crafted for comfort, style and the joy of living in New Tampa. Schedule your showing today.
You may be able to put down less than the total down payment amount of $155,272 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7867529
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.