10409 Meadow Crossing Dr, Tampa, FL 33647
4 beds · 4 baths · 3,438 sqft
Location, Character and Lifestyle! Beautiful 3438 Square foot, 4 bedroom, 4 full bathrooms, 3 car garage, Office/den, Dining room, Living room, family room, plus upstairs Bonus/media room. This home is located in the convenient and gated Creekwood neighborhood of NEW TAMPA FLORIDA. Private gorgeous wooded view. This 3-way split home is a very functional layout. This is a perfect-for-entertaining Florida home with 3 ways to enter the vast pool area, from the house, highlighted by a spill-over SPA. Double Leaded entry doors, rounded corners, arches, nitches and high ceilings all add to the elegance of this home. The KITCHEN is the heart of this home and offers granite countertops, with an island and separate work station, Stainless Steel Appliances including a natural gas oven/cooktop. 42" wood cabinets with crown molding, plus a huge breakfast bar which opens to the family room that features double tray ceilings, cozy gas fireplace and a set of 4 pocket sliding glass doors that open up to the pool area. The roof was replaced 10 years ago and all the pool equipment in 2016. Downstairs A/C unit was replaced in 2017 and upstairs unit replaced in 2020. The gas water heater is only 7 years old and newer appliances convey including Whirlpool Duet washer and dryer with stands. A ring doorbell and front door Schlage Smart Deadbolt with electronic code and key have been installed. Also included are two Nest Thermostats and a Rachio Smart Sprinkler Controller. Low Annual HOA fees, no CDD, and located in a non-flood zone. This Property offers an unbeatable combination of luxury, convenience and comfort. With the top rated schools of Pride Elementary and Benite Middle School just blocks away. Enjoy the convenience of being close to Tampa International Airport, USF Moffitt Center, Wiregrass Mall, near Interstate 75 and State Road 56. Plus the Grove Sports Campus, Tampa Premium Outlets, Hospitals, Restaurants are close bye. Seize the opportunity to own a piece of this coveted neighborhood where every detail is crafted for comfort, style and the joy of living in New Tampa. Schedule your showing today.
Source: STELLAR #w7867529
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7867529
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7867529
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.