10404 Oakhaven Dr, Pinellas Park, FL 33782
2 beds · 2 baths · 1,183 sqft
Get a free consultation call with an expert in the mortgage assumption process.
One or more photo(s) has been virtually staged. Beautifully Renovated 2 Bed, 2 Bath Home with Bonus Room in Autumn Run – Move-In Ready & No Flood Insurance Required! Welcome to this stunning BLOCK HOME located in the desirable Autumn Run community of Pinellas Park! This beautifully UPDATED 2-bedroom, 2-bathroom residence offers modern comfort with thoughtful UPGRADES THROUGHOUT—and a flexible BONUS ROOM perfect for a home office, guest space, playroom, or personal gym. Step inside to discover nearly every inch has been tastefully renovated: brand NEW LUXURY VINYL PLANK FLOORING flows throughout, paired with FRESH INTERIOR AND EXTERIOR PAINT, sleek new ceiling fans, and new recessed lighting that brightens every corner. The spacious kitchen features NEW STAINLESS STEEL APPLIANCES, NEW CABINETRY, NEW COUNTERTOPS, and plenty of cabinet space for the home chef. The primary suite is your private retreat, complete with a walk-in closet and a fully UPDATED EN-SUITE BATHROOM featuring a new shower, vanity, and toilet. The guest bathroom has also been updated to match the home’s modern feel. Enjoy the Florida lifestyle year-round with beautiful NEW FRENCH DOORS that lead to your LARGE BACKYARD, surrounded by newly landscaped grounds. The attached garage storage area is perfect for keeping things organized and out of sight. Some other major updates that give peace of mind: New roof (2023) and New HVAC (2022). Located in Flood Zone X—no flood insurance required! Nestled just minutes from Pinellas Park’s popular equestrian areas, this home is perfect for horse lovers and outdoor enthusiasts. You’re also close to local parks, shopping, dining, and only a short drive to the beaches and vibrant downtown St. Pete. Don’t miss your chance to own this move-in ready gem in one of Pinellas Park’s most charming and convenient neighborhoods!
Source: STELLAR #TB8376404
Source: STELLAR #TB8376404
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.