1040 Sunhill Dr, Lawrenceville, GA 30043
4 beds · 3 baths · 3,074 sqft
** Free appraisal (credited at closing) and up to $3,500 lender credit available when using preferred lender Matt Kuglin with Onward Home Mortgage. This home may also be eligible for a $3,000 first-time homebuyer grant, pending buyer qualification. Welcome to Your Dream Home in Lawrenceville! Discover a home where comfort, charm, and convenience come together to create the perfect backdrop for your family’s story. Step into a bright, sun-filled living room, featuring a cozy wood-burning fireplace and a large picture window that floods the space with natural light. The inviting eat-in kitchen is perfect for relaxed mornings, while the formal dining room sets the stage for memorable family meals and celebrations. Outside, a spacious deck stretches along the length of the house, offering a serene space for outdoor dining, sunbathing, or enjoying a drink while overlooking the massive, fully fenced backyard. With a fire pit ready for cozy winter bonfires and plenty of room for celebrations, games, or pets to roam freely, this backyard is your personal oasis. The split-level design ensures versatility and privacy. The main floor features three comfortable bedrooms, while the lower level boasts a private in-law suite, ideal for teens, guests, or family members seeking their own space. This level also includes a spacious entertainment room and a full bathroom, perfect for movie nights or game days. Located in a top-rated school district within a welcoming community, you’ll love the nearby neighborhood pool—a summer hotspot for barbecues and social gatherings. With The Exchange Plaza and the Mall of Georgia just minutes away, you’ll have easy access to shopping, dining, and entertainment. This move-in-ready home has been freshly painted and features brand-new flooring, ensuring a hassle-free transition. Don’t miss the chance to create cherished memories in this enchanting home. Schedule your visit today and make it yours!
Source: FMLS #7488590
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7488590
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7488590
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.