1040 Homestead Way, Argyle, TX 76226
3 beds · 3 baths · 2,044 sqft
Low-Maintenance Corner Lot Townhome in the top-tier Argyle ISD! Enjoy modern living without the hassle of maintenance in this stunning corner lot townhome, designed for comfort and convenience. With expansive picture windows, this home is flooded with natural light, creating a bright and airy atmosphere—without the upkeep of a yard. This stunning home features two spacious living areas, including an upstairs bonus room, perfect for a home office, media space, or game room. Kitchen boasts a large island, SS appliances, and seamlessly flows into the open-concept dining and living areas, ideal for entertaining. Luxury finishes like quartz countertops and high-end vinyl flooring provide a sleek, modern look while being easy to maintain. The primary suite offers a generous walk-in closet and a spa-like bathroom, creating a private retreat to unwind. With no yard work required, you can enjoy community pools, fitness centers, and nearby coffee shops without the burden of outdoor maintenance. This turnkey, lock-and-leave home is perfect for those who want luxury and convenience without the extra upkeep. Don’t miss out on this effortlessly stylish and low-maintenance living opportunity! Community features: At the heart of Harvest lies a unique agrihood concept, centered around a working commercial farm. Residents can engage in farm-to-table living, with opportunities to cultivate their own gardens and participate in community farming activities. The fitness center features indoor and outdoor workout spaces, a lap pool, and courts for basketball and volleyball. A picturesque 1.5-mile green space ideal for leisurely walks, jogging, and community events. The community boasts a variety of facilities designed to foster connection and promote an active lifestyle. Harvest's dedicated Lifestyle Manager curates a year-round calendar of events, workshops, and social gatherings, ensuring there's always an opportunity for neighbors to connect and build lasting relationships.
Source: NTREIS #20843326
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20843326
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.