104 Ridgeview Ct, Georgetown, TX 78628
4 beds · 3 baths · 2,501 sqft sqft
Welcome to 104 Ridgeview Ct. This smart home, situated across from the amenity center on an oversized cul-de-sac lot, features a rare single-story layout with 4 beds, 3 baths, plus a workshop in the garage, combining modern convenience with cutting-edge technology. Smart Features: Control dimmable lighting in the main living areas via phone or app, powered by Apple Home. Two 6-inch Wi-Fi access points ensure seamless connectivity, with a hardwired network in the master closet for added reliability. Security & Privacy: Four exterior cameras, storing footage onsite for privacy. ADT security, with sensors on all doors and windows, provides peace of mind. New owners can continue the service if desired. Connectivity & Power: Tech enthusiasts will appreciate the four fiber lines running to the home for high-speed connectivity. The garage includes a 110-volt switch and a 220-volt outlet, ideal for EV charging, and an additional 110-volt outlet suited for tools like a welder. Outdoor Automation: Keep your lawn pristine with the Wi-Fi-controlled sprinkler system and the Husqvarna Automower 315x robot lawn mower, which covers both front and back yards for effortless maintenance. Air Quality & Comfort: The UV sterilization system in the AC ductwork ensures clean air, maintained by Austin Air Conditioning. Custom plantation shutters in the master bath and upgraded ceiling fans throughout the home enhance comfort. Interior Finishes: All lighting fixtures are custom, and the kitchen boasts a reverse osmosis water filtration system for fresh, pure drinking water. The master bath features elegant plantation shutters for added sophistication. This home offers a perfect blend of technology, privacy, and luxury living. Don't miss your chance to live in one of Georgetown's top communities, which offers 3 resort-style pools, several walking trails and fishing ponds, several sports courts and playgrounds even one with a zipline. Schedule your tour today!
Source: ACTRIS #2338631
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #2338631
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2338631
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.