104 Oak Forest Dr, Greer, SC 29650
5 beds · 4 baths · sqft
Welcome to your spacious Eastside retreat! This charming 5-bedroom, 3-bathroom ranch-style home, zoned for Riverside Middle and Riverside High, has the perfect blend of comfort and convenience. Step inside to discover gleaming, easy-to-maintain hardwood floors that flow seamlessly throughout the main living areas. The expansive living space is bathed in natural light, particularly in the mornings, thanks to the beautiful east-facing picture window. The heart of the home is the inviting living area, featuring a cozy wood-burning fireplace, ideal for cool evenings. The kitchen boasts ample cabinet space, stunning granite countertops, and a casual dining area overlooking the backyard. Entertain with ease in the formal dining room, complete with elegant built-in shelving, perfect for displaying your favorite décor. The owner's suite is a true sanctuary, featuring a walk-in closet and a dual vanity en-suite bathroom. Four additional generously sized bedrooms provide plenty of space for family, guests, or a home office. Recent updates include a tankless water heater (installed in April 2022) for endless hot water and a new HVAC system in 2019. Step outside to your private oasis. Enjoy the covered porch and a large deck, perfect for grilling and relaxing by the sparkling in-ground pool. A convenient outdoor half-bath by the pool adds to the enjoyment of outdoor living. The large, flat backyard is a great space for recreation and gardening. Located on a quiet street with no HOA, this home provides a peaceful setting while being just minutes from downtown Greer, GSP Airport, and BMW, and a short drive to downtown Greenville. Enjoy the convenience of nearby shopping and dining. While the roof was replaced in 2008, it has been well maintained, and the home has been meticulously cared for. This property provides a fantastic lifestyle in a desirable location. Come see your new home today!
Source: GREENVILLESC #1551946
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1551946
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.