104 Lemon Tree Trl, Laurens, SC 29360
3 beds · - baths · sqft sqft
HERE IT IS! YOUR OPPORTUNITY TO OWN A QUALITY MID-CENTURY, SINGLE STORY BRICK HOME ON OVER 1/2 AN ACRE LOT WITH NO HOA!! WHOOHOOO! Start Packing Your Bags! You Don't Want to Miss Out On Your Chance to Live in a Highly Sought After Neighborhood on the West Side of Laurens Just a Couple Minutes from Thriving Downtown Laurens! Also Minutes from Schools & Library!! Return to a Simpler Life with Friendly Neighbors and Tons of Family Time! Start Enjoying Your Life Again 104 Lemon Tree Trail! There is Plenty of Room to Spread Out with an Oversized Greatroom with Fireplace & Gas Logs & Large Living Room that's Perfect for Homeschooling/Craft/Hobby/Office! Your New Kitchen Features Miles of Countertops, Double Ovens, Stainless Appliances & Tons of Cabinets for Storage! Bring On the Big Family Farmhouse Table in Your Dining Room w/Room for All!! The Owners Suite Features Extra Closet Space and New Shower! The Inside is Awesome, but Outside You'll Find a Screened Porch to Watch the Kiddos in Your Over 1/2 Acre Lot - Perfect for Football/Baseball/Soccer! And Park the RV/Boat/4 Wheelers in Your 25'X18' Garage with Oversized Door!! This Home Also Qualifies for 100% USDA Financing! Additional lot in the rear available at additional cost. Home Like this Don't Come Around Often!! Schedule Your Tour Today!
Source: GREENVILLESC #1532522
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1532522
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1532522