104 Duplin Ct, Jacksonville, NC 28540
4 beds · 3 baths · 2,334 sqft
Get a free consultation call with an expert in the mortgage assumption process.
As you pull into the cul-de-sac you will be welcomed by this beautiful home and lovely covered front porch. As you enter you will be sure to notice the Herringbone pattern DuroCeramic tile that runs throughout the primary level. The recessed lighting and gas logged fireplace are added features to the comfortable family room. Sliding doors from here opens right onto the rear deck which overlooks the fenced backyard with shed. Formal dining room and a spacious eat in kitchen with stunning Granite countertops, breakfast bar and pantry. Custom laundry that is closed off with a rolling barn door. Upstairs the primary suite includes 2 walk in closets and private ensuite with a jetted tub, his/her sinks and walk in shower. 2 additional bedrooms with full bath. Over the garage is a spacious bonus room along with a 10x9 bonus space and attic eve storage. The home also includes a 50 amp power plug for a camper trailer. This home is centrally located between Jacksonville bases and Stone Bay in Sneads Ferry along with our beautiful beaches. Make this a must see!
Source: NORTHCAROLINAREGIONAL #100498174
Source: NORTHCAROLINAREGIONAL #100498174
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.