104 Crystal Cv, Waxahachie, TX 75165
3 beds · 4 baths · 2,564 sqft
MOTIVATED SELLER! SUPER IMPRESSIVE CUSTOM BUILT HOME ON OVER AN ACRE in a CUL DE SAC Street in the PRESTIGIUOS WAXAHACHIE LAKE COMMUNITY with a 656 ACRE LAKE to Enjoy*STUNNING BACKYARD with a PICTURESQUE VIEW OF THE WATERFRONT CREEK that truly looks like a BACKYARD PARK with TREES & BEAUTIFUL OPEN SPACES*RECENTLY DROPPED IN PRIVATE CLIMATE CONTROLLED INGROUND POOL PERFECT for Entertaining your Guests*This area will blow their socks off..lol..right before they get in the pool*EXQUISITELY DONE with tons of OUTDOOR PATIO AREA, a RESTROOM & HIS & HERS OUTDOOR SHOWERS prefect to clean up & gander at the PICTURESQUE PARK LIKE CREEK VIEW*SOMEONE'S GOING TO BE ONE LUCKY SON OF A GUN TO CALL THIS HOME! This is Truly an ENTERTAINERS HOME! FANTASTIC OPEN FLOOR PLAN with tons of rich HARDWOOD FLOORS, all the Right Space & impeccable Attention to Detail along with Quality Construction*DEDICATED STUDY off the Entry with Gorgeous French Doors*Large Living Room with a Floor to Ceiling STONE FIREPLACE with Hearth to relax in front of during the Winter & Beautiful FRENCH DOORS THAT LEAD TO THE BACKYARD OASIS bringing the Outdoors in*Fantastic ISLAND KITCHEN with Spacious Granite Countertops, tons of Cabinetry & an OVERSIZED Dining Room*This is the Perfect Floor Plan with Private Split Bedrooms*The HUGE Dreamy Master Bedroom has room for a Sitting Area & More...Check Out the WINDOWS THAT OVERLOOK THE WATERFRONT CREEK VIEW..brings a sense of Peace to your Soul*Large Secondary Bedrooms on other side of the home for increased Privacy, Connected by a Stylish Jack & Jill Bathroom*One Bedroom captures the essence of the Park like Creek setting through a unique double window placement and the other looks at the giant front yard*Generous Laundry Room & a Mudroom off the Garage*YOU DON'T FIND HOMES LIKE THIS VERY OFTEN, WITH ALL IT'S UPGRADES & ADDED IMPROVEMENTS, IT'S LOCATION, & ALL IT'S CHARM! Look Today & Submit your Offer! You'll be glad you did!
Source: NTREIS #20840412
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20840412
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.