104 CLAIMJUMPER, Liberty Hill, TX 78642
Charming Modern Retreat in Liberty Hill Welcome to 104 Claim Jumper. This three-bedroom home with a full office is beautifully crafted and nestled in the serene community of Liberty Hill, TX. This inviting residence offers a perfect blend of modern comfort and rustic charm, ideal for those seeking a tranquil escape with easy access to city amenities. Key Features: Spacious Living Areas: Enjoy an open-concept living space with abundant natural light and high ceilings, creating an airy, inviting atmosphere perfect for relaxing and entertaining. Gourmet Kitchen: The well-appointed kitchen boasts sleek countertops, upgraded appliances, ample cabinetry, and a convenient breakfast bar, making it a culinary haven for home chefs. Elegant Main Suite: The main bedroom features a generous layout, a luxurious en-suite bathroom with dual vanities, a soaking tub, and a separate shower. The two large walk-in closet provides ample storage space. Versatile Bedrooms: Additional bedrooms offer flexibility for family, guests, or a home office, with ample closet space and convenient access to well-appointed bathrooms. Outdoor Oasis: Discover a beautiful in-ground pool with plenty of space for outdoor activities, gardening, or simply unwinding. The covered patio is perfect for al fresco dining or enjoying your morning coffee. Community Amenities: Located in a friendly neighborhood, residents enjoy access to local parks, hiking trails, and highly-rated schools. The community’s peaceful setting and scenic views create a picturesque backdrop for daily living. 104 Claim Jumper is more than just a house; it's a place where you can create lasting memories. Don’t miss the opportunity to make this exceptional property your new home. Schedule a tour today to experience all that this wonderful residence has to offer!
You may be able to put down less than the total down payment amount of $129,456 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #8925477