104 Broadmarsh Ct, North Charleston, SC 29418
3 beds · 3 baths · 1,696 sqft
Nestled in a quiet cul-de-sac in Archdale, this well-maintained 3-bedroom, 2.5-bathroom home is a true blend of style, comfort, and modern conveniences--with no HOA restrictions! From the moment you arrive, you'll notice the pride of ownership that shines throughout.Step inside to discover Arcadian Collection wood flooring throughout--no carpet! The renovated kitchen is a chef's dream, boasting captivating cabinets with glass doors, wine racks, and elegant crown molding. High-end stainless steel appliances, including a stove, dishwasher, electric range with a sleek hood, and a double-bowl stainless steel farm sink, elevate the space. A stylish backsplash adds both beauty and functionality, while recessed lighting enhances the warm and inviting ambiance.The kitchen nook, dining area, and living room feature beautiful wainscoting, and crown molding runs throughout the kitchen and downstairs living area, adding an extra touch of elegance. The living room's cathedral beadboard ceiling and brick wood-burning fireplace create a cozy atmosphere, perfect for relaxing or entertaining. Throughout the home, all windows are adorned with plantation shutters, offering both style and privacy. A built-in surround sound speaker system extends throughout the house, ensuring premium audio for movies, music, or entertaining. All bathrooms have been tastefully upgraded with quartz countertops and ceramic tile. The primary suite features crown molding and a barn door leading to a luxurious en-suite bath with a large walk-in tile shower and double sinks, creating the perfect spa-like retreat. A laundry room with built-in cabinets provides extra storage, and the attached two-car garage adds convenience. Step outside into your backyard oasis, where a pergola, lush garden, and beautifully manicured trees create a peaceful retreat. The serene koi pond with valuable fish adds to the tranquility, and the fully fenced backyard ensures privacy, making it the perfect space to relax and unwind. This home is packed with modern updates, including an updated HVAC system with a warranty, a newer 30-year architectural shingle roof with a warranty, and a transferable termite bond. For added security, a CPI keypad security system is in place. Located near Bosch, Boeing, the airport, Tanger Outlets, the Coliseum, and the Performing Arts Center, this home is also zoned for the highly sought-after Dorchester District 2 schools. With a friendly neighborhood, retired military neighbors, and no HOA, this exceptional home won't last longschedule your showing today!
Source: CTAR #25006446
Send questions to support@withroam.com
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: CTAR #25006446
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.