104 Autumn Harvest Ct, Fountain, CO 80817
3 beds · 4 baths · 2,116 sqft sqft
The home you’ve been waiting for! It is perfectly located 15-20 minutes from two military bases, the airport, and downtown Colorado Springs. Nestled on an extended lot in a peaceful cul-de-sac surrounded by mature trees and a well-kept neighborhood, this two-story residence boasts great curb appeal and a brand-new roof. Step inside the main floor which features a thoughtful bump-out for a table, bench, or storage to keep the space organized. The bright, open floor plan showcases beautiful flooring and high vaulted ceilings, creating an airy atmosphere filled with natural light from large picture windows. Enjoy cozy evenings in the living room with its inviting fireplace, perfect for the upcoming cold days and nights! The updated composite deck offers a thoughtfully contained outdoor space ideal for children, relaxation, or entertaining. The chef's kitchen is well-designed with "on-trend" elements that stand the test of time, featuring ample counter space, a breakfast bar, and an eat-in area. Stainless steel updated appliances complement the timeless backsplash, along with a large French door pantry that keeps everything visible! A convenient powder room sits next to the garage entrance and the stairs leading to the expansive basement family room. This versatile space has endless possibilities for a playroom, game room, or home theater—whatever you can imagine! An upgraded full bathroom and a walkout to the backyard enhance this area further. Upstairs, the primary suite offers a spa-like bathroom with dual vanities, a soaking tub, and a separate shower. You’ll also find two additional spacious bedrooms, each featuring large closets, detailed molding, and ample natural light from oversized windows. Additional highlights include central air, a laundry area next to the bedrooms, and a beautifully landscaped yard. This home is better than new—move-in ready with all the intentional updates and a fantastic layout for everyday living and entertaining!
Source: PPMLS #3194031
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #3194031
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3194031
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.