10394 Spring Arbor Ln, Winter Garden, FL 34787
4 beds · 3 baths · 2,037 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream townhouse in the Winding Bay Preserve community in Winter Garden. Enjoy resort-style living with incredible amenities, including a pristine pool, spacious cabana, playground, dog park, and a fitness park to keep you active year-round. This move-in-ready townhome features an open-concept design flooded with natural light from its large rear windows. The spacious kitchen is equipped with elegant granite countertops, modern wood cabinets, and ample space for meal preparation and entertaining. On the first floor, you'll find a versatile space that can be used as a home office or an additional bedroom, perfect for remote work or study. The living areas feature beautiful vinyl flooring, combining style with low-maintenance convenience. On the second level, the hallways and bedrooms are covered with luxury gray wood-look vinyl flooring, offering both an elegant finish and easy upkeep. The spacious primary suite is your private retreat, providing the perfect space for relaxation and restful nights. The en-suite bathroom is beautifully designed with granite countertops and high-end finishes. Extra Features That Make This Home Even More Special: - Fully paid-off solar panels, allowing you to save on electricity from day one. - Ceiling fans and modern light fixtures throughout the home, adding comfort and style to every space. - Blinds installed throughout the entire home, providing privacy and light control. - Includes refrigerator, washer, and dryer for a hassle-free move-in. Additionally, you'll enjoy the convenience of a paver driveway with space for two vehicles. The garage has been transformed into a multifunctional space, equipped with air conditioning and a modern epoxy-coated floor, making it perfect for an entertainment area or home gym. Located in the heart of Winter Garden, one of the fastest-growing areas, this home is zoned for top-rated schools and offers easy access to the vibrant Flamingo Crossings and Hamlin Town Center, where you’ll find a wide variety of shopping, dining, and entertainment options. Plus, you’re just minutes away from major highways, medical facilities, and the world-famous Disney World. Don't miss this unique opportunity. Schedule your showing today.
Source: STELLAR #S5122331
Source: STELLAR #S5122331
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
