1039 Sandhill St, Groveland, FL 34736
3 beds · 2 baths · 1,600 sqft sqft
PRICE ADJUSTMENT! Welcome to this inviting HOME that you'll want to OWN! This METICULOUSLY CLEAN home features 3 generously sized bedrooms and 2 full bathrooms located in the highly desirable community of Cranes Landing East. As you enter, you'll notice the VAULTED CEILINGS and natural light pouring through the expansive BAY WINDOW in the Living Room. The perfect layout features a split bedroom plan and plenty of space to entertain large gatherings! Primary bedroom with laminate flooring and DOUBLE CLOSETS. Your ensuite bathroom has an extended single vanity, tiled WALK-IN SHOWER plus a SEPARATE private toilet. Kitchen offers tons of cabinets and countertop space for meal prep, cooking, and baking. NEW INTERIOR PAINT throughout with neutral tones. All flooring throughout is either tile or laminate, so NO CARPET! New light fixtures and ceiling fans throughout. **PRIVATE BACKYARD with WATER VIEWS from all 3 BEDROOMS** The screened rear patio is a cozy space to enjoy your morning coffee with serene nature views of mature trees and lush landscaping. RAIN GUTTERS TOO! Located on dead-end street with minimal traffic. **LOW HOA IS $150/YEAR**ROOF 2017**The amazing location of this home is near the walking/biking trail, MINUTES TO DOWNTOWN CLERMONT where you'll enjoy entertainment, shopping, dining/breweries, post office, close to doctors offices and hospitals. Downtown Clermont is home of the Sunday's Farmers Market, 1st Friday Food Truck event, monthly Wine Stroll, annual Pig On the Pond, numerous festivals and athletic events, holiday parades. Also close to Lake Minneola's Waterfront Park features a Splash Pad, basketball courts, public swimming area, walk/bike trail, fishing piers, community boat ramp, and more. Close to Lake Hiawatha Preserve where you can enjoy the peacefulness of this areas massive oak trees, frisbee golf, shaded walking trails and playground, dog parks, and pavilions. Major roadways and great local schools are conveniently located, only 10 minutes to the Minneola Turnpike ramp. Make sure you click on the 3D virtual tour above or with this link (COPY/PASTE): https://www.zillow.com/view-imx/ae8a2833-f7d4-45c6-b50e-3c3230a1ee79setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Source: STELLAR #g5087320
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5087320
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5087320
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.