1039 Boston Blvd, Bedford, TX 76022
4 beds · 2 baths · 2,271 sqft sqft
Welcome to this delightful corner-lot home nestled in the heart of HEB ISD, just minutes from DFW Airport. Ideally situated near HWY 183 and HWY 121, this residence features 4 bedrooms, 2 full baths, and a 2-car attached garage. A standout feature is the 344-square-foot air-conditioned converted room, which is not included in the total square footage. The living room boasts a tile fireplace, perfect for cozy gatherings. The master bath and second bath have been updated. The kitchen has modern quartz countertops and is plumbed for gas, the backyard offers a pool with a diving board. Recent upgrades include recessed ceiling lights throughout, ceiling fans in every bedroom a new mailbox, garage doors, roof, plumbing for gas, brand-new appliances, elegant light, and plumbing fixtures, Fresh interior and exterior paint, and LVP, carpet, and tile flooring completed in June and July 2024 the second floor has a stylish iron railing, accentuating the home’s charm.
Source: NTREIS #20678541
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20678541
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #20678541