1037 August Sky Dr, Deltona, FL 32738
5 beds · 3 baths · 2,601 sqft
Welcome to your new home! Discover this like-new, barely-used home built in 2023, situated in the desirable Courtland Park community of Deltona! This spacious 2,601 sq ft, two-story home offers a front porch, two-car garage, and a serene view of a pond with no rear neighbors, providing both privacy and a beautiful backdrop. Inside, a grand foyer welcomes you to a formal dining room and an open-concept kitchen and family room, ideal for entertaining. The kitchen includes granite countertops, 36" Shaker-style cabinets, and all stainless steel appliances. A flexible bedroom with a closet on the first floor can serve as a den, office, or guest room, along with a full bathroom. Upstairs, the spacious owner’s suite features a granite double-sink vanity, walk-in shower, and a large closet. Additional bedrooms and a versatile loft provide ample living space for the kiddos . Built with energy-efficient, solid block construction, this move-in ready home comes equipped with a security camera system and Ring doorbell for added peace of mind. With abundant storage, spacious closets, and tranquil pond views, this home combines privacy, convenience, and modern living—ready for you to make it yours! Quick and easy move in ready home just waiting for you to call it home ! Deltona’s prime location places you minutes from I-4, perfectly situated between Orlando’s world-renowned attractions and the famous beaches of Daytona. Enjoy the small-town charm of Volusia County with all the conveniences of Central Florida, including nearby Blue Spring State Park, Daytona Country Club, and the YMCA.
Source: STELLAR #o6254003
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6254003
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6254003
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.