10355 Main St, Fairfax, VA 22030
3 beds · 4 baths · 2,695 sqft
Get a free consultation call with an expert in the mortgage assumption process.
VA Assumption available at 3.25% Welcome to this formal model home in the heart of old town Fairfax. This stunning end-unit luxury townhome style condo is thoughtfully designed across four spacious levels, this home offers 3 bedrooms, 3 full baths, and a convenient half bath—perfect for both everyday living and entertaining. The chef’s kitchen is a true highlight, featuring a granite waterfall island, Monogram GE appliances, and a Café dishwasher. While the open floor plan flows effortlessly throughout. Off the kitchen, step out onto a charming stone patio—perfect for grilling or dining al fresco. Parking is a breeze on the basement level - step right into your home from your assigned parking garage spaces into custom mudroom that adds both style and functionality. On the third level you will find the owner’s suite is a luxurious retreat, offering a spa-like ensuite with dual sinks, granite counters, framed mirrors, designer tiled floors and walls, a soaking tub, and a large shower with a tiled floor pan and frameless glass door. On this same level you will find another large and beautiful bedroom featuring an ensuite bathroom for privacy and convenience. Upstairs, the fourth level boasts a second living space featuring a wet bar, a striking see-through double-sided fireplace, and a rooftop terrace—creating the ultimate space to unwind or host guests. Throughout the home, you'll find custom window treatments, fresh paint, and built-in shelving in every closet, all showcasing the meticulous care this property has received Additional features include smart home technology, a UV light installed in the HVAC system for enhanced air quality, and a 2023 hot water heater. With two dedicated parking spaces and four guest spots, convenience is built right in. Located just minutes from the Vienna Metro and George Mason University, this home offers walkable access to unique shops, upscale restaurants, and year-round local events. Come experience luxury urban living in vibrant Fairfax City—where comfort, convenience, and style come together.
Source: BRIGHT #VAFC2006194
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFC2006194
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.