10343 Highland Park Pl, Palmetto, FL 34221
3 beds · 2 baths · 1,920 sqft sqft
Beautiful Home, Don't Wait to Build! Welcome to resort-style living in the highly desirable maintenance free Esplanade at Artisan Lakes community, in Palmetto, Florida. Luxury and comfort in this exquisite Taylor Morrison-built home, 3 bedrooms, 2 baths, with a den and a formal dining room/flex space with an open floor plan and an extended paver lanai overlooking a garden view. Upon entering, you are greeted with high trey ceilings and luxury vinyl flooring through out home. The kitchen, equipped with stainless steel appliances and gas stove, Maple cabinets for plenty of storage, is perfect those who love entertaining guests with an eat up oversized bar and a formal dining room area. Organized shelving in large pantry. Lots of windows to let the sunshine in through out the home with white plantation shutters for ultimate privacy and coastal design. Step outside to the pre-plumbed outdoor space, perfect for enjoying your morning coffee while taking in the partial lake and garden view. Laundry room is oversized with sink lots of cabinets and washer and dryer that convey with purchase. Patio is pre plumbed for an outdoor kitchen. Garage has brand new Epoxy floor and brand new water softener installed. Rain gutters installed around the entire perimeter of home. Attic flooring is finished with 2 lights and wood flooring for extra storage. Living in the Esplanade at Artisan Lakes community means embracing a lifestyle enriched with amenities. Stay active at the state-of-the-art fitness center, engage in special events organized by the on-site lifestyle manager, and enjoy recreational activities like tennis, pickleball, and bocce ball. The resort-style pool with cabanas, hot tub, and resistance pool beckons relaxation, while nature lovers can explore walking trails, dog parks, a playground, and a butterfly garden. As a resident, benefit from the HOA covering cable TV, internet service, and yard maintenance, ensuring a convenient and enjoyable living experience. Conveniently located minutes away from I-75 to Sarasota Beaches and Tampa and interstate I-275 to St. Petersburg. Restaurants, Publix grocery shopping, coffee, ice-cream located across the street. This home provides the unique opportunity to live a vacation-like lifestyle every day. Don't miss the chance to make this exceptional property yours—schedule your showing today and immerse yourself in the unmatched resort-style living offered by the Esplanade at Artisan Lakes community.
Source: STELLAR #a4613050
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4613050
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4613050
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.