10343 Highland Park Pl, Palmetto, FL 34221
3 beds · 2 baths · 1,920 sqft
Resort-Style Living Awaits You at Esplanade at Artisan Lakes in Palmetto, Florida! Step into a world of luxury, comfort, and convenience with this exquisite Taylor Morrison-built home in the highly sought-after Esplanade at Artisan Lakes community. Perfectly situated in Palmetto, Florida, this immaculate 3-bedroom, 2-bathroom home with a den offers the ideal combination of elegance and practicality. With its open floor plan, formal dining room/flex space, and extended paver lanai overlooking a serene garden view, this property truly exemplifies resort-style living. Key Features of This Home: Maintenance-Free Living: The HOA covers lawn care, cable, internet, and more, allowing you to enjoy a hassle-free lifestyle. No Flood Zone, Hurricane-Proof: Not only is this home outside of a flood zone, but it also sustained no hurricane damage. Plus, power lines are buried underground for added peace of mind. Stunning Interiors: Enter the home through high trey ceilings and luxury vinyl flooring that stretches throughout the entire home. The spacious kitchen features stainless steel appliances, a gas stove, maple cabinetry, and an oversized eat-up bar—perfect for entertaining guests. Gourmet Kitchen & Dining: Organize your essentials with ample cabinet space and a large pantry with custom shelving. The formal dining room offers an elegant space for family dinners or can be used as a flex area to suit your needs. Outdoor Living: Step outside to a pre-plumbed outdoor space—ideal for morning coffee or evening relaxation—complete with a partial lake and garden view. The lanai is ready for an outdoor kitchen setup. Convenient Amenities: The oversized laundry room includes plenty of storage, a sink, and a washer and dryer that convey with the home. Garage Upgrades: The garage features a brand-new Epoxy floor, a water softener, and a water booster to enhance water pressure throughout the home. Attic Storage: The attic is fully floored with wood and finished with lighting, providing ample storage for all your needs. Rain Gutters: Installed around the entire home to ensure efficient water drainage. Esplanade at Artisan Lakes Community Amenities: Two Amenity Centers: Enjoy a state-of-the-art fitness center, tennis courts, pickleball, bocce ball, and more. Resort-Style Pool & Spa: Relax in the resort-style pool with cabanas, a hot tub, and a resistance pool. Recreational Spaces: Embrace the outdoors with walking trails, dog parks, a playground, and even a butterfly garden. Convenience at Your Doorstep: Located just minutes from I-75, I-275, and beautiful Sarasota Beaches, this community is perfectly situated for easy access to nearby dining, shopping, and entertainment. Publix, restaurants, coffee shops, and ice cream are right across the street. Your Ideal Florida Lifestyle Awaits! With all the features and amenities this home and community offer, you can live like you're on vacation every day. Don't miss the opportunity to make this exceptional property your own. Schedule a showing today and discover the unmatched resort-style living that awaits you at the Esplanade at Artisan Lakes!
Source: STELLAR #a4613050
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4613050
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4613050
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.