1034 Bluefish Pl, New Bern, NC 28562
3 beds · 3 baths · sqft sqft
This is the one! Welcome to your new home with nearly 3,200 square feet of living space in the charming community of Bluewater Rise. You'll love all the space this home has to offer starting with the cozy family room with soaring ceilings. Check out the formal dining room ready for hosting family dinners. Speaking of dinner, the kitchen is a dream come true featuring a double wall oven, electric cooktop, black stainless refrigerator, pantry, and beautiful granite accented with a subway tile backsplash. If formal dining isn't your thing, enjoy coffee in the breakfast nook! A formal living room with a gas fireplace surrounded by built in shelving and cabinetry for extra storage is a great place for gathering or entertaining guests. When it's time to unwind, head down the hall to your private oasis in the primary bedroom suite featuring a tray ceiling and its own access to the sunroom. The en-suite bathroom features dual sinks, a dedicated vanity, soaker tub and separate shower as well as private water closet. Just wait till you see this closet, it is beyond incredible!!! And there's more! Walk through the frosted glass double barn doors to the sitting room, currently being used as an office. It, too, features a walk-in closet as well as access to the main hallway. If a home office isn't what you need, it can be used as a large baby nursery or even a home gym! Across the hall and past the full bath are 2 more large bedrooms, one features its own private full bathroom. Oh wait! There's more! Back through the kitchen are the stairs leading to the bonus room with plush carpet and a large closet. This space could easily be used as an additional bedroom. The laundry room features a deep sink and granite countertops! Still want more? Head out back to the large 21x10 sunroom and gaze out onto your fenced back yard or step out onto the 21 ft concrete patio and grill some burgers or just enjoy the fresh air. This home has so much more to offer, you've got to come check it out for yourself!
Source: NORTHCAROLINAREGIONAL #100471850
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100471850
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100471850