10329 Stoneside Trl, Fort Worth, TX 76244
3 beds · 2 baths · 2,032 sqft
Motivated Seller! Charming 3-Bedroom, 2-Bath (and bonus room) Home in Sought-After Crawford Farms and Keller ISD! Welcome to this beautifully updated home featuring 3 spacious bedrooms, 2 bathrooms, and a versatile bonus room perfect for an office, bedroom, playroom, or extra living space. The open-concept kitchen boasts a custom bonus pantry, making organization a breeze, and seamlessly flows into the spacious dining room and large living room, ideal for both relaxing and entertaining. Beautiful arches throughout the home, split bedrooms, and jack and Jill bathroom. Enjoy the privacy of a covered patio, perfect for morning coffee or evening relaxation. The home is nestled in the desirable Crawford Farms community, known for its peaceful atmosphere and residents have access to fantastic amenities, including walking trails, a large pond, tennis courts, a swimming pool, and more. This home is in a great location - close to the Alliance Town Center and Presidio Towne Crossing. This home offers comfort, convenience, and a location that can’t be beat. Don’t miss out on the opportunity to make this your dream home! New Roof installed in 2022, new stainless steel oven installed Feb 2025, new carpet installed in one fo the secondary bedrooms on March 2025, the other secondary bedroom's carpet was installed in 2023.
Source: NTREIS #20830599
Source: NTREIS #20830599
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.