10329 Sharon Springs Dr, Colorado Springs, CO 80924
4 beds · 4 baths · 3,479 sqft
This elegant two story home has an open concept on the main level for easy entertaining and fun living. This beautiful home comes with wide plank, wood laminate floors throughout the main level and a large, welcoming fireplace in living area which also boasts 19ft ceilings and wrought iron rails along the stairway and loft. The gourmet kitchen has a gas range with stainless steel hood, double ovens and White Quartz counters with a large kitchen island. The back kitchen has more cabinets, and a bar for coffee or wine and walk in pantry. The large dining room off the kitchen with walls of windows gives views and the spacious covered patio is a wonderful spot for your morning coffee as you watch the sunrise. The main level also has an owners' entry with separate mud room and half bath as you enter from the garage and an office near the front door. The three car tandem garage provides room for storage and large vehicles. Up the luxurious extra wide stairs you will find a loft with view of the front range, a large laundry room with a window and two spacious bedrooms that share a hall bath. The hall bath has a tub shower, granite counters and two sinks. Your private master retreat has a huge closet, spa like master bath with spacious upgraded shower, granite counters and a double vanity. Downstairs to the basement brings you to a large family room, bedroom and full bath. There is also a separate room with a coffee bar, microwave and cabinets, as well as a large L-shaped storage room for even more room to grow if needed. This home has too many after purchase upgrades to list including all new lighting, ceiling fans, office with French doors, full landscaping with trees, patio and pergola and privacy screens, blinds, humidifier, insulated garage with workbench and shelving and SO MUCH MORE! Not to mention close access to shopping, entertainment, the beautiful Walk Ranch Lake, Powers and 1-25. Come see why other homes can't compete with the luxurious style this one has!
Source: PPMLS #4254929
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #4254929
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.