10322 Riverburn Dr, Tampa, FL 33647
4 beds · 3 baths · 3,293 sqft
Get a free consultation call with an expert in the mortgage assumption process.
POOL HOME!!!ROOF 2019!!!Great Family Home-!!!GREAT LOCATION!!! 4 Bedroom (One room can be In-Law Suite-Seperate entrance and bathroom) 19x22 BONUS/Media ROOM, AND OFFICE,3 Car Garage, POOL. Beautiful 3293 sq ft. home in the New Tampa’s gated neighborhood of Creekwood. Upon entering through the double front doors, you will immediately notice the 12’ high ceilings in the living and dining room areas. Enjoy the Florida lifestyle with the view and access to the sparkling pool via the 8’ high sliding glass doors from the primary bedroom and living rm, and the triple pocket sliders from the family room. With a 3-way split plan, the owner's retreat is on one side, 2 bedrooms and a bath on the other, and the mother-in-law suite in the back, providing maximum privacy for everyone. Light and Bright and Perfect for Entertaining, the spacious kitchen is open to the family room and boasts solid surface counters, 42" white cabinets with crown molding, a natural gas range, convection oven, an island and workstation, and a separate butler's pantry. Economical natural gas is also available for the family room’s cozy fireplace, water heater, and the dryer (if you wish). This home is located on an oversized corner homesite that is completely fenced in. The roof was replaced just 7 years ago! Flood insurance is NOT required and there is NO CDD! Very convenient location with easy access to Bruce B Downs Blvd, Morris Bridge Rd, I-75, I-4 and with neighborhood and county parks close by. ALL INCLUDED are the washer/dryer, Ring doorbell, security cameras, family room speakers, garage refrigerator, and all pool equipment. --
Source: STELLAR #TB8371822
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8371822
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.