1032 N Ocean Blvd, Surfside Beach, SC 29575
3 beds · - baths · sqft sqft
Second Row Beach House with Spectacular Ocean Views!-----Seize this rare opportunity to own a stunning raised beach house in the coveted Sea Bridge community of Surfside Beach - known as "The Family Beach." Located directly across the street from beach access, this home offers the ultimate coastal living experience. Recently renovated to embody the true coastal feel, this 3-bedroom, 2.5-bathroom home is perfect as a primary residence, a vacation retreat, or an investment property. Imagine waking up to the sound of the waves and enjoying your morning coffee on the balcony with breathtaking ocean views. The first floor features a spacious master bedroom, providing convenience and privacy. Upstairs, you'll find two additional bedrooms and a versatile bonus space that can serve as another bedroom, a cozy sitting area, an office, or whatever suits your needs. The attached garage offers ample parking for up to four cars and a golf cart, ensuring plenty of room for all your beach gear. Enjoy the community pool, or take a short stroll to explore the many nearby restaurants, shops, and the brand-new Surfside Beach Pier. Don't miss out on making this beautiful beach house your new home, where every day feels like a vacation!
Source: MYRTLEBEACH #2412873
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2412873
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2412873
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.