1032 N Ocean Blvd, Surfside Beach, SC 29575
3 beds · 2 baths · 1,692 sqft
Incredible opportunity to purchase this 3 bedroom 2.5 bath ocean view second row beach home in the highly sought after Sea Bridge community on the north end of Surfside Beach! 1032 N Ocean Blvd is just steps away to 12th Ave N public beach access and offers a welcoming floor plan. The primary suite is conveniently located on the main level along with the living/dining area, kitchen, and half bath for guests. Upstairs features a full bath & two bedrooms, one of which has a beautiful sitting area offering captivating ocean views. The kitchen comes fully equipped with stainless steel appliances, updated cabinetry, tiled backsplash, and solid surface countertops. Updates over the past few years include fully renovated kitchen Aug 2022 - Jan 2023, new living room & primary bedroom floors installed Jan 2025, primary bath & half bath both renovated in Jan 2023, new stairs floors & new upstairs bedroom floors Aug 2021, new upstairs full bath floors Jan 2023, new fan fixtures throughout Aug 2021, new PEX water lines throughout Jan 2025, surge protector installed on outside of the home on the panel box summer 2022, and the exterior of home fully repainted Jan 2025. Enjoy your morning coffee or favorite evening beverage on the deck taking in those amazing views overlooking the Atlantic Ocean. As an owner in Sea Bridge, you have exclusive access to the community pool to relax and enjoy the sun. This would make the perfect primary residence, vacation home, or investment property! Short & long term rentals allowed. Conveniently located to the brand new Surfside Beach Pier, golf, dining, shopping, entertainment, MB Airport, Market Common, Murrells Inlet Marshwalk, and so much more! You won't want to miss this. Call the listing agent today for a showing!
Source: MYRTLEBEACH #2503518
Financials
Source: MYRTLEBEACH #2503518
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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