VA loan
1 of 37
VA loan

10317 Vintage Dr, Fort Worth, TX 76244

4 beds · 3 baths · 2,690 sqft

Nestled in the highly sought-after Crawford Farms community, this stunning 4 bedroom, 3 bathroom home featuring two dining spaces, a home office and pool offers the perfect blend of comfort, style, and convenience. With luxury vinyl plank (LVP) flooring throughout the main living areas, this home is designed for both elegance and durability. The spacious living room features a cozy fireplace, creating a warm and inviting space for gatherings. The heart of the home is the chef’s kitchen, equipped with a gas cooktop, granite countertops, ample cabinetry, and stainless steel appliances—perfect for cooking and entertaining. The primary suite is a true retreat, boasting a spa-like ensuite bath with dual vanities, a soaking tub, and a separate shower. The additional bedrooms offer generous space, ideal for family, guests, or a home office. Step outside into your own private backyard oasis! The sparkling pool with captivating water features invites you to cool off on hot Texas days, while the extended patio and gazebo provide the perfect setting for outdoor dining and relaxation. With dual water heaters ensuring consistent comfort and a spacious 3-car garage for all your storage needs, this home truly has it all. Located in Keller ISD, one of the top-rated school districts in the DFW Metroplex, this home offers access to excellent schools known for their academic excellence, extracurricular programs, and strong community involvement. Keller is consistently ranked as one of the best places to live in Texas, offering a mix of suburban charm and city convenience. With nearby parks, walking trails, shopping, and dining, plus easy access to major highways, you’ll love calling this community home. Don’t miss this opportunity to own a stunning home in Crawford Farms—schedule your private tour today!

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$3,069
Principal & interest
$2,436
Mortgage insurance
-
Property taxes
$132
Home insurance
$450
HOA fees
$50
Utilities
Not included

Source: Public records

Home details
Size
2,690 sqft
Lot size
0.2 acres
Year built
2006
Type
Single Family Residence
HOA dues
$50.00

Source: NTREIS #20874073

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 17, 2025 12:40 am
Listing agent: Jessie Rittenhouse (252) 646-7012
Listing provided courtesy of: CENTURY 21 JUDGE FITE CO. (940) 320-4355
Details provided by NTREIS and may not match the public record.
MLS ID: #20874073
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
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