1030 Tracey Ann Loop
Seffner, FL 33584
4 beds · 3 baths · 2,802 sqft
$575,900
Get prequalifiedAbout this home
PRICE ADJUSMENT!! *** $7,500 in contribution towards buyer's closing costs using a preferred lender *** Move-In Ready! Stunning 4-Bedroom Home located in the Distinguished Reserve Hunters Lake Community. This beautiful Beardsley floorplan, built in 2016 by David Weekley Homes, offers 4 bedrooms, 3 bathrooms, and a 3-car garage, spread over 2,802 sqft of luxurious living space. Designed for comfort and style, the split floorplan ensures privacy, while the open-concept layout and vaulted ceilings create an inviting, airy feel. Upon entry, you're welcomed by abundant natural light streaming through oversized windows, drawing you into the heart of the home. The gourmet kitchen is a chef's dream, equipped with stainless steel appliances, a built-in oven and microwave, an electric cooktop, chic brick tile backsplash, and 42" dark honey oak cabinets with wrought iron handles. The large granite-covered island is perfect for entertaining and gathering with family and friends. Attention to detail shines throughout the home, with luxury touches like granite countertops, crown molding, tray ceilings, 5 1/2" baseboards, niches, square columns, and built-in surround sound. Sliding doors lead to the paved lanai, where you can relax and enjoy the expansive backyard overlooking a tranquil pond—a perfect outdoor setting. The owner's suite also boasts serene pond views, tray ceilings, a spacious room, a walk-in closet, and an ensuite bath with separate his-and-her sinks, a garden tub, and a walk-in shower. The open sitting room adds to the sense of luxury, featuring crown molding and elegant tray ceilings. Located in a quiet, gated community with no CDD fees and a low HOA of just $303 quarterly, this home offers both prestige and affordability. Energy-efficient features and exceptional craftsmanship make this home a true gem. Schedule a private tour today and experience this exquisite home for yourself! **Motivated Seller, all reasonable offers will be considered **
Source: STELLAR #S5112347
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.