103 Major St, Belton, SC 29627
3 beds · - baths · sqft sqft
This updated cottage-style home offers over 2,000 square feet of thoughtfully designed living space. This 3-bedroom, 2.5-bathroom gem features stunning lighting, 10-ft ceilings in the living areas and master bedroom, and rich hardwood floors throughout, making it a true standout. On the main level, you'll find a spacious master suite complete with a large walk-in closet and a spacious en-suite bathroom featuring double sinks. Upstairs, two additional bedrooms share a Jack and Jill bathroom, also with double sinks, plus a charming nook perfect for reading or working from home. The home’s unique character shines through with its shiplap ceilings, accent walls, and open rail staircase. The modern kitchen boasts beautiful granite countertops, a large island, under-cabinet lighting, and stainless steel appliances, making it the perfect space for cooking and entertaining. Step outside and enjoy the peaceful surroundings from either the sizeable deck out back or the welcoming front porch. Sitting on nearly a half-acre flat lot, this home provides the privacy and space you're looking for, with plenty of room to relax or entertain. This home was completely renovated just five years ago with all-new electrical, windows, plumbing, ductwork, roof, siding, and a hot water heater, giving you the feel of a brand-new home with the charm of a timeless cottage. If you’re looking for a home that combines modern amenities with unique charm, while offering plenty of privacy and space, this is a must-see!
Source: GREENVILLESC #1537349
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1537349
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1537349