103 Garfield Ln, Simpsonville, SC 29681
4 beds · - baths · sqft
Just in time for the holidays with recently updated Kitchen and Baths! Beautiful, spacious, and move-in ready -- This gorgeous 4-bedroom, 2.5 bath home welcomes you from the moment you pull in the drive! Mature garden beds and a beautiful shade tree accent the covered front porch where you will find room for rocking chairs, porch décor, or hang a swing where the porch wraps around and watch the sun go down. Step inside the two-story foyer where glass French Doors open to the office on one side and the hallway opens revealing your spacious living areas at the end. Natural light fills every room and well-appointed windows allow for a variety of options when furniture arranging. The open kitchen boasts countertops spanning both the side and back wall and a large island with additional cupboards, drawers, and space for seating makes this the ideal place to gather with family and friends. Laundry and a half bath are privately situated around the corner and sliding glass doors allow easy access to the fenced backyard. Upstairs you will find the master retreat with double vanity sink, walk-in closet, and separate tub and shower. Two additional bedrooms share another full bath with jack and jill style entry for added convenience. And the 4th bedroom is large enough to be a flex space and could easily serve as a playroom, media room, exercise space, homeschool or craft/hobby area. Brand-New Luxury Vinyl Plank flooring stretches throughout the main level of the home and Brand-New Carpet can be found on the stairs, hallway, and most of the bedrooms on the second floor. Bryson Meadows amenities include a community pool in addition to resident block parties, events, and plenty of sidewalks allowing you to walk or jog through the neighborhood. Conveniently located near both downtown Fountain Inn and Simpsonville providing easy access to enjoy weekend farmer's markets, local dining experiences, and unique city-wide events. Minutes to Heritage Park, The Warehouse at Vaughn's and I385 and still just a short 20-minute drive to downtown Greenville. This beautiful property has been meticulously well-maintained and is ready and waiting for you to call it home! Call to schedule your private showing today or visit during our OPEN HOUSE Saturday November 2nd from 2-4!
Source: GREENVILLESC #1530832
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1530832
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1530832
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.