103 Creek End Ct, Swansboro, NC 28584
4 beds · 4 baths · 3,080 sqft
Welcome to 103 Creek End Court, a stunning three-story home nestled on a prime corner lot in the heart of Swansboro, NC! This spacious 4-bedrooms, 3.5-bathrooms, plus huge third floor bonus room, mudroom off a 2-car garage attached garage home offers a perfect blend of comfort, style, and convenience. It is ideal if you are seeking a serene yet vibrant community. Approaching the home you are greeted by a spacious covered front porch. The first level all of the flooring is LVP. Upon entering the foyer and on the left is a spacious dining room with coffered ceiling and plenty of natural lighting. Walk a few steps further, you'll be greeted by an inviting open floor plan, featuring a living area, plenty of natural lighting and a fireplace. The living area seamlessly flows into the breakfast area and the kitchen. The kitchen is equipped with stainless steel appliances, a walk-in pantry, ample cabinetry, granite countertops and a large island perfect for casual dining and entertainment. The second floor boasts a huge primary suite complete with a walk-in closet, an ensuite bathroom featuring a soaking tub, separate shower, dual vanities and a water closet. Three additional bedrooms offer plenty of space for everyone, along with the second bathroom down the hallway. Ascend to the third level, where you'll find a massive bonus room—a versatile space that could serve for whatever your heart desires, and the possibilities are endless! The third level includes a full bathroom. Outside, the corner lot provides a spacious yard perfect for outdoor activities, gardening, or simply relaxing in the beautiful North Carolina weather. Situated in a sought-after neighborhood, minutes to downtown Swansboro, and Hammocks Beach State Park. This home offers easy access to military bases, shopping, dining, the charming waterfront of Swansboro, and nearby beaches. Don't miss the opportunity to make 103 Creek End Court your forever home. Schedule your private tour today!
Source: NORTHCAROLINAREGIONAL #100478682
Financials
Source: NORTHCAROLINAREGIONAL #100478682
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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