1029 Fuchsia Dr, Holiday, FL 34691
3 beds · 11 baths · 1,810 sqft
Welcome to 1029 Fuchsia Dr, Holiday, FL! This charming 2-bedroom, 2-bath home is nestled in a well-established neighborhood with no HOA or deed restrictions. Meticulously maintained with numerous recent updates, this home offers peace of mind and move-in readiness. Recent improvements include a new roof (August 2024), replaced windows (2023), fresh interior and exterior paint (October 2024), a new water softener (2022), and a garage door opener (2024). The air conditioner, replaced in 2015, has been serviced yearly, and the water heater was updated in 2015. Inside, you’ll find a bright and functional layout, complemented by tropical landscaping that’s perfect for year-round gardening or birdwatching. Appliances included are a refrigerator, dishwasher, stove, water softener, and a whole-house water filter. The location is ideal for coastal living, with three local beaches just minutes away, including Sunset Beach, Howard Park, and Anclote Beach. Enjoy easy access to Anclote River parks, boat launches, walking trails, and stunning Gulf views. This home is just minutes from the iconic Tarpon Springs Sponge Docks, where you can indulge in delicious Greek cuisine, vibrant festivals, and cultural events. Shopping, healthcare, and schools are conveniently nearby, and you’re only 45 minutes from two international airports, 30 minutes from Clearwater Beach, and less than an hour from Tampa’s sports and entertainment venues. The house /neighborhood did not sustain flooding damage from the any of the storms. Experience the perfect blend of natural beauty, cultural richness, and recreational opportunities in this vibrant coastal community. Schedule your private tour today!
Source: STELLAR #tb8326195
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8326195
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8326195
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.