1029 Fuchsia Dr, Holiday, FL 34691
3 beds · 11 baths · 1,810 sqft sqft
Three bedroom, 2 bathroom spacious ranch style home in Holiday Lake Estates West. Since I have purchased this home I have done several updates to include new roof & gutters in 2024, replaced garage door opener with new remotes and smart phone technology 2024, removed previous flooring and had the home flooring completed in all ceramic tile, replaced the central air/ heating system 2015, finished fencing the back yard with privacy fence, had the home professionally painted inside & out prior to leaving, replaced all of the windows with vinyl windows in 2023 & 2024, had an office space separated from the living room which could also be used as a bar/ entertainment area or kids playroom off of the living room, finished off part of the lanai for a 3rd bedroom which added additional living space and screened in the other half off of the lanai off of the master bedroom. This home has ample space! The spanish style courtyard to the front door is a great space to sip your morning coffee and start your day with the sunrise. You enter though the front door to the living room with the office space tactfully tucked behind. If you go to the left you enter the dining area, kitchen and what has been used as a family room which is a nice open concept and great area for entertaining. There is a 3/4 bathroom between the kitchen and the garage across from the pantry. From the family room you go through the double french doors to what was used as the 3rd bedroom. This room has a door that goes to the back yard. If you go to the right from the living room there is a hallway and to the right another bedroom and to the left is the master bedroom which has a walk in closet, a huge bathroom, and sliding glass doors to the screened in lanai. There is an abundance of light through the vinyl windows and plenty of closets for storage. The fully fenced backyard is perfect for children, fur babies and gardening enthusiast . The backyard Lanai and roll out roof canopy is wonderful for evening sunset viewing and bird watching. This tropical oasis with existing raised garden bed for year-round vegetable gardening, storage shed and planters bench workstation can now be yours. This home is move in ready! I love the location! Through both of the last 2 and all previous hurricanes I have not sustained any flooding or hurricane damage. The Biking trail is 1 block from this home and leads to Anclote River Beach the Boat Launch and Fishing Pier. The trail also is attached to Key Vista Walking Park on the Gulf of Mexico. 5 minutes from the Tarpon Springs Sponge Docks. 15 minutes from Sunset and Howards Beach in Tarpon Springs. 30 minutes from Clearwater Beach and 45 minutes from the Tampa and St Pete International Airports.
Source: STELLAR #a4628830
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4628830
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4628830
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