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$340,000 SIGNIN

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1028 Brixton Ct # A, Sterling, VA 20164

3 beds · 2 baths · 1,302 sqft

Welcome to 1028A Brixton Ct, where convenience meets comfort in the heart of Sterling, VA. If you’ve ever dreamed of living near Dulles Airport, the Dulles Toll Road, and Route 28—well, you’re in luck because this spot is just minutes away from all of it! That means smooth commuting, easy airport access, and you’ll always be close to the action, whether you’re heading to work or jetting off on your next adventure. But that’s not all! This ground-floor condo is ready to impress with its easy-access living and private outdoor oasis. Step outside and enjoy your own slice of greenspace—no need to trek far for fresh air when you’ve got this peaceful spot right in your backyard. Whether you want to sip your morning coffee, do a little impromptu yoga (we won’t judge), or just relax under the trees, your outdoor space has you covered. Plus, don’t forget about the attached storage shed—perfect for storing bikes, gardening tools, or, you know, that extra set of skis you never quite got around to using. The sky’s the limit when it comes to what you can tuck away! And if all that weren’t enough, let’s talk about the Newberry Condo Association amenities! Imagine living in a community that has your back with well-maintained common areas and a community pool for when you need a chill weekend vibe or a quick dip to cool off. Plus, there’s always something to be said for a friendly, tight-knit community that makes you feel right at home. Don't forget about the multiple tot lots! Ready to make your move? 1028A Brixton Ct is waiting for you—don’t miss your chance to live in this prime location with great amenities and even better vibes!

Estimated
Seller's interest rate
4.37%
7%
Estimated
Principal & interest
$603/mo.
$741
You may also save up to $31,484 in total interest paid.

Send questions to support@withroam.com

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $603 monthly payment

Financed
SIGNIN
Location
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Loan details
Remaining term
19 yrs
Loan type
FHA
Rate
4.37%
Monthly P&I
$603
Remaining balance

Source: Public records

Home details
Size
1,302 sqft
Year built
1975
Type
Condominium
HOA dues
$0.00

Source: BRIGHT #VALO2093590

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 15, 2025 11:25 pm
Listing agent: Christopher W Roszko (703) 943-7585
Listing provided courtesy of: Colony Realty (540) 662-0323
Details provided by BRIGHT and may not match the public record.
MLS ID: #VALO2093590
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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