10275 Oasis Palm Dr, Tampa, FL 33615
4 beds · 2 baths · 1,986 sqft
Welcome to Your Florida Dream Home at 10275 Oasis Palm Dr. in Town 'N' Country! Experience the perfect blend of comfort, convenience, and outdoor living in this charming 4-bedroom, 2-bathroom 2 car garage residence. Spanning 1,986 square feet, this home is nestled in a family-friendly neighborhood that offers a serene, recreational outdoor lifestyle. Located in the peaceful Westbay community, you'll enjoy sidewalk-lined streets, nearby parks, walking trails and beautiful wooded areas. Plus, the neighborhood park, children's playground, dog run, and adult boardwalk are just a short walk away still within the community. As you arrive, you'll be greeted by the home’s inviting curb appeal and tranquil surroundings, offering the peaceful Florida lifestyle you’ve been searching for. Inside, an open floor plan maximizes natural light, creating a bright, airy atmosphere that's perfect for both entertaining and everyday living. With high ceilings and seamless flow between the kitchen, living room, and formal dining room, this home is designed for modern comfort. The spacious kitchen features stainless steel appliances, ample counter space, and a cozy breakfast bar and sitting area. It effortlessly connects to the living and dining areas, making it easy to entertain guests or enjoy quality time with family. Sliding glass doors in the living spaces allow for abundant natural light to fill the home, bringing in the warmth and color of Florida’s weather. The master suite serves as a private retreat with a generous walk-in closet, and a luxurious en-suite bathroom. The soaking tub and separate shower, paired with the home’s warm, tranquil lighting, create a relaxing oasis. In a separate area of the house, are the other 3 bedrooms all having easy access to the 2nd full bathroom. Step outside to your own peaceful outdoor porch, designed for comfort and relaxation and enjoy the beauty of Florida’s weather. Additional features include a well-equipped laundry room with plenty of storage space. You have easy access to all the local attractions and you’ll be conveniently close to Tampa International Airport, beaches, shopping, dining, and outdoor recreation spots. Whether you're looking for a family-friendly neighborhood or a peaceful retreat with close proximity to Tampa's key amenities, this home offers the best of both worlds.
Source: STELLAR #TB8367208
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8367208
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.