10273 109th Ave, Largo, FL 33773
2 beds · 1 baths · 792 sqft
Charming 2-Bedroom Home in Seminole Gardens Discover this delightful 2-bedroom, 1-bathroom home nestled in the sought-after Seminole Gardens neighborhood. Currently owner-occupied and move-in ready, this property offers versatility for first-time buyers, those looking to downsize, or investors seeking a valuable addition to their portfolio. Key Features: • Bonus Room: Ideal for a home office, creative studio, or additional living space. • Bright Ceramic Tile Flooring: Provides a fresh and low-maintenance living environment throughout the home. • Spacious Kitchen: Ample storage and counter space, perfect for culinary enthusiasts. • Primary Bedroom with Dual Closets: Offers generous storage solutions. • Additional Bedroom: Suitable for guests, family members, or as a flexible space to suit your needs. Outdoor Highlights: • Large Fenced Backyard: A versatile space ready for entertaining, gardening, or potential expansion projects. • Private Shed: Ideal for storing tools, equipment, or seasonal items. Additional Amenities: • Updated HVAC System: Ensures year-round comfort and energy efficiency. • Dedicated Laundry Room: Includes extra storage options for added convenience. Location Benefits: • Proximity to Beaches: Enjoy easy access to some of the area’s most stunning beaches. • Shopping and Parks Nearby: Close to various shopping centers and recreational parks, enhancing your lifestyle. • No HOA Restrictions: Freedom to personalize your property without additional regulations. As-Is Condition: This home is being offered in “as-is” condition, presenting a unique opportunity for buyers to customize and upgrade according to their preferences. Don’t miss out on this exceptional opportunity. Schedule your private showing today and envision the endless possibilities this property holds for your future!
Source: STELLAR #TB8327658
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8327658
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.