10269 Canaveral Cir, Sarasota, FL 34241
4 beds · 4 baths · 3,167 sqft
Welcome to your MOVE-IN READY CUSTOM dream home in the much sought-after and gated community of Grand Park developed and built by award winning Neal Communities and Neal Custom Homes. This is a dual primary bedroom home on a very private and premium homesite with unobstructed views of a nature preserve and beautiful pond. Approximately $361K in upgrades and options were added to this custom home! If you are seeking an immaculate home that is MOVE-IN READY so you can start living an enviable resort-style lifestyle, this is it! Perfect for first time homebuyers or those seeking a new build, this property meets the demands of today’s discriminating buyer. Splendid is in the details and upgrades of this gorgeous Sea Mist great room plan with many added custom features including built-ins, and an electric fireplace. Also featuring an open concept floorplan with 4 bedrooms (2 primary suites), 3.5 bathrooms, great room, den/office, upstairs bonus room/loft, and downstairs laundry/utility room. The home showcases soaring 10’0” high ceilings downstairs and 8’8” high upstairs. A spacious chef’s gourmet kitchen is open to the great room and features upgraded designer cabinetry, and under cabinet LED lighting, Quartz countertops are complemented with tiled backsplash. GE stainless steel appliances include a 30” 5 burner built-in natural gas cooktop, built-in wall oven with microwave, and a GE Café series French door refrigerator. There is a large center island with a Kohler farmhouse, apron front undermount sink with food disposal. Conveniently located off kitchen and dining area is an outdoor living area which includes a fabulous outdoor kitchen with built-in natural gas grill, sink, refrigerator, and a countertop extension for casual dining. There is a propane hookup for a future pizza oven and all overlooking the gorgeous saltwater swimming pool with infinity edge spa, color changing lights, travertine tile, sun shelf, waterfall feature with bubbler all within a panoramic screen (finer mesh to prevent no-see-ums). The 3-car garage features a keyless garage door entry keypad, a Tesla wall charger, 3 overhead storage racks, and utility sink. All windows and sliding glass doors have hurricane impact glass. White cordless 2” faux wood blinds are on operable windows. The home is equipped with dual AC units, and additional recessed ceiling lighting was installed throughout the interior. As a homeowner, you will enjoy an array of amenities including (2) resort-styled pools, beautiful clubhouse, tennis and pickleball. Stay fit with the state-of-the-art fitness center and walking trails. Conveniently located near top rated schools and just minutes from world-class shopping at UTC, St. Armands Circle, Selby Gardens, world renowned area beaches and wonderful cultural offerings of downtown Sarasota, this is A MUST SEE HOME!
Source: STELLAR #a4634711
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #a4634711
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.