1024 Brae Ct, Palm Harbor, FL 34684
2 beds · 2 baths · 1,502 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. This tastefully updated 2-bedroom, 2-bathroom, 2-car garage home in Highland Lakes, Palm Harbor's premier 55+ golf community, is ready for its new owner! The property features a spacious paver patio entryway ideal for enjoying the sunny Florida weather or a morning coffee. Upon entering, the home is light and bright with an open floor plan. The kitchen has been modernized with ample storage, sparkling quartz countertops, custom backsplash, and new stainless-steel appliances. The home features ceramic tile floors and a split bedroom layout. Primary bedroom includes a large walk-in closet and private bathroom with a stand-up shower. The finished Florida room provides a comfortable space for relaxation with garden views. An enclosed lanai off the primary bedroom serves as an office, sewing room, or craft area. New Roof June 2021, NEW SOLAR system and battery backup included in sale and has lifetime warranty! Monthly electrical bills under $90!!!! Other updates include window replacement, updated electrical panel, storm door, paver patios front and back of the home. As an added BONUS and extra peace of mind, a ONE YEAR home Warranty is included at closing! This move-in-ready home is situated in a quiet cul-de-sac with friendly neighbors. With lots of updates, low monthly costs and the peace of mind of a home warranty, why not make this GREAT home yours today!! The Highland Lakes Community HOA offers unlimited use of three executive golf courses without green fees. The recreational center boasts numerous activities and sports, including heated community pools, lighted tennis courts, shuffleboard, and pickleball courts. The additional clubhouse at Lake Tarpon Lodge features pontoon boats, a private boat ramp, a fishing dock, and boat/RV storage. Located within minutes of Gulf beaches, Highland Lakes is safely above the flood plain in a non-evacuation zone. The community is conveniently close to a variety of restaurants and shopping, parks, airports, cultural resources, professional sports venues, and excellent medical services. Highland Lakes provides a fantastic community to enjoy life on the West Coast of Florida, with opportunities to be as active as you desire in this country club-like neighborhood.
Source: STELLAR #TB8349255
Source: STELLAR #TB8349255
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.