1024 Belvedere Ct, Fort Collins, CO 80525
5 beds · 5 baths · 5,050 sqft sqft
Welcome to your dream ranch home, where comfort meets elegance! This stunning 5bd/5ba property offers the perfect blend of spacious living and modern amenities, all set against a picturesque backdrop. As you enter, you're greeted by a bright, open floor plan that seamlessly connects the living, dining, and kitchen areas. The expansive living room features large windows that flood the space with natural light, while a cozy fireplace adds warmth and charm. This is the perfect spot for family gatherings or entertaining friends. The gourmet kitchen is a chef's delight, equipped with high-end appliances, granite countertops, and ample storage. A large island provides additional prep space and doubles as a casual dining area. Whether you're hosting a dinner party or enjoying a quiet meal, this kitchen is designed to impress. The Primary suite is a true sanctuary, complete with a luxurious en-suite bathroom that boasts a jetted tub, steam shower, and dual vanities-ideal for unwinding after a long day. The additional bedrooms complete with en-suites offer comfort and privacy for family and guests alike. Go outside to your backyard oasis, where you'll find a spacious patio perfect for al fresco dining or enjoying the tranquility of the water feature. The well-manicured yard provides plenty of space for kids to play or for gardening enthusiasts to create their dream landscape. This ranch home is ideally situated in a friendly neighborhood with easy access to parks, schools, and local amenities. Enjoy the convenience of nearby shopping and dining, all while having the peace of mind that comes from living in a quiet community. Additional features include, 2laundry rooms, a 3-car garage, and built in safe. This home truly has it all-space, style, and functionality. Don't miss the opportunity to make this incredible home yours. Schedule a tour today and experience firsthand the lifestyle this property offers!
Source: RECO #ir1019120
Interest rate and monthly payment estimated based on public records.
Source: RECO #ir1019120
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #ir1019120
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