10224 N Azure Vista Trl, Fountain Hills, AZ 85268
5 beds · 7 baths · 6,310 sqft sqft
Experience the pinnacle of sophistication with this meticulously designed home, positioned alongside the 7th fairway of FireRock private golf course. North-South facing home embraces both luxury and comfort! Open concept chef's kitchen with Viking and Bosch appliances, gas stove cooking, double ovens, staggered cabinets, walk-in pantry, center island, fireplace and plenty of mountain and golf views! Primary bedroom is privately situated on this level along w/2 guest bedrooms, den and laundry. Staircase leads to lower level with 2nd primary bedroom, guest bedroom, 2nd family room, wet bar, wine room, theater, game room. Extend your party to the backyard resort featuring large covered patio, contemporary pool and spa, gas grill, gas fire pit, travertine patio and spectacular sunsets! AC/WATER HEATERS/ROOF Water heater main level - Gas, 50 gallon (2020) Water heater lower level - Electric, 50 gallon (2019) First floor hot water recirculation system for quick hot water at faucets & showers 5 AC units (2 main level / 2 lower level / 1 garage) AC garage Senville mini-split (2024) Roof original standing seam metal, flat foam resealed (8/2024) Santec high-end luxury faucets, shower systems and tub fillers For reference visit: Widespread Lavatory Set - Santec 3 Natural gas interior fireplaces (main living / lower living / main primary bedroom ) 1 Natural gas fire pit Home is Wired for Alarm System Including Flow Sensor in Fire Sprinkler System BEDROOMS/BATHS 5 bedrooms, 6 1/2 baths. Each bedroom has an en suite bath (3 main / 2 lower) 2 bedrooms are primary suites - one main level, one lower level. 1/2 powder bath is located on main level KITCHEN - VIKING APPLIANCES Side by side refrigerator 48" Microwave Gas 8 burner cooktop 48" Range vent hood 48" Double ovens BOSCH 3 shelf dishwasher (2020) Water softener Reverse osmosis Large center granite island Custom staggered cabinets Very large walk-in pantry room LAUNDRY Washer Gas dryer BONUS: Wired for 230V dryer electrical outlet Upper and lower custom cabinets Utility sink Folding counter Located on the main level THEATER/OFFICE/DEN Theater is pre-wired for surround sound, projector and electric screen and/or flat screen TV, located on the lower level. Currently being used as office. Office/den, located on the main level WINDOW COVERINGS / CEILING FANS / FLOORING / DOORS Interior Hunter Douglas shades & curtains Exterior - 3 ball protector/sunscreens on west facing windows, living room, breakfast area Upgraded ceiling fans in main living area, primary bedroom, guest rooms, lower level outdoor dining area Hard wood & travertine tile flooring Solid wood interior doors WINE CELLAR & WET BAR Fully insulated with vapor barrier, insulated glass, locking door WhisperKool wine room refrigeration 200 +/- bottle storage Custom fabricated glass shelving in bar for bottle and glassware storage Wet bar offers sink, ASKO dishwasher, pendant & recessed lighting, stacked stone backdrop, granite counter, seating for 6 to 8 NOTE: There are 6 barstools now and 2 more could easily fit without being cramped Amana side by side refrigerator with ice/water in door FRONT AND BACKYARD Located on the 7th fairway, golf course & mountain views Modern contemporary pool/spa overlooks golf course Pool/Spa - Heated pool and spa, PebbleTec, water fall feature, automatic in-floor pool cleaning system, pump for cleaner, pump for spa jets, pump for water features Travertine paver patio surrounding pool & spa, custom iron fencing, gas fire pit Built-in Grand Turbo natural gas grill and island Expansive covered patio Night lighting, LED, soft white, 2 zones, full perimeter (Dark Sky Community) Landscape watering system 2-zone GARAGE/DRIVEWAY 3-Car garage with 8x8 custom Spanish style insulated roll-up garage doors 11' & 12 ceilings, depth 24', 8' tall x 8' wide Mini split AC Garage attic insulated to R30 Epoxy floor coating Expansive front paver driveway with plenty of space for guest parking EXTERIOR ELEVATION Stacked stone pillars Expansive paver driveway Rubbed bronze light sconce FURNITURE Much of the furniture is available to purchase on a separate bill of sale. For more information, ask for price breakout of furniture by room.
Source: ARMLS #6770517
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6770517
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6770517
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