10220 Lakeview Dr, New Port Richey, FL 34654
3 beds · 3 baths · 2,322 sqft
The season of new beginnings is here, and so is your perfect opportunity to make a move! With favorable interest rates and a competitive market, now is the time to secure your dream home. Don't wait—this gem won’t last! Welcome to this charming 3-bedroom, 3-bathroom home in the sought-after Golden Acres community—where country living meets modern comfort, all with no HOA restrictions! Nestled on over 2 acres, this property is ready for your horses, goats, chickens, and more. From the moment you arrive, you'll be greeted by lush landscaping and towering shade trees, setting the scene for peaceful country living. Step inside to discover a bright and airy layout, with natural light pouring into every corner. The spacious kitchen offers ample cabinet space and a breakfast bar, making it the heart of the home—perfect for cooking and entertaining. The open floor plan features a sunken living room and a billiards area, creating a warm and inviting space for relaxation and fun. Retreat to the primary suite, which includes an en-suite bathroom, a walk-in closet, and a versatile 11x6 bonus space—ideal for a nursery, home office, or cozy sitting area. Step outside to the fully screened porch, the perfect place to soak in the beautiful Florida sunshine while sipping your morning coffee. Beyond that, a fenced portion of the yard offers a safe and open space for pets and play. Plus, enjoy added perks like a custom steam room, a brand-new breaker box, and a new pump. Don't miss out on this golden opportunity to embrace peaceful country living—schedule your showing today! ???? ROOF:2016 Septic tank and leachfield: 5 years old Repaired sinkhole.
Source: STELLAR #W7866943
Financials
Source: STELLAR #W7866943
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.