10220 Hawk Storm Ave, Tampa, FL 33610
3 beds · 2 baths · 1,535 sqft
**Welcome Home to Hawks Landing!** This beautifully maintained, move-in ready single-family residence offers everything you need for comfortable and stylish living. Built in 2017 with full block construction, this 3-bedroom, 2-bathroom home features an inviting open floor plan that seamlessly integrates living, dining, and kitchen spaces. The thoughtfully designed split-bedroom layout ensures privacy, making it perfect for families or those who enjoy having guests. As you enter, you'll immediately notice the high-end Bruce laminate wood-like flooring, not only adding warmth and elegance but also providing exceptional durability for everyday living. Each room is equipped with ceiling fans and window blinds, enhancing comfort and efficiency while maintaining a clean, cohesive aesthetic throughout the home. The heart of the home opens to a serene screened lanai, where you can relax and enjoy tranquil views of the lushly landscaped backyard. The outdoor space is complemented by a newer Rainbird sprinkler system, ensuring your garden stays green and vibrant with minimal effort. Practicality meets peace of mind in this home, as it is not located in a flood zone and has no CDD fees. With a low HOA, you’ll have more freedom to enjoy your home without the burden of excessive fees or regulations. The home is tucked away towards the end of a quiet cul-de-sac, offering both privacy and a sense of community. Location is key, and this home delivers with quick access to major highways. You're just 5 minutes from both I-75 and I-4, providing easy routes to Tampa and beyond. For shopping and dining, Brandon Towne Center is a mere 15 minutes away, offering a variety of retail options. Additionally, the Crosstown Expressway is just 15 minutes from your doorstep, making commuting to downtown Tampa or other destinations a breeze. This home is a rare find, combining modern comforts, prime location, and affordability. Be sure to check out the video walk-through, and don’t miss your chance to schedule a showing today!
Source: STELLAR #t3542938
Source: STELLAR #t3542938
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.