10218 Saint Georges Dr, Rowlett, TX 75089
4 beds · 3 baths · 2,994 sqft
Welcome to a stunning, thoughtfully designed home in the sought-after Waterview Neighborhood of Rowlett! From the moment you step inside, soaring ceilings, arched openings, and carefully curated architectural details set the tone for a warm and comfy living experience. Here you can host a dinner party in the dining room, enjoy game nights with friends in the living room, or work from home in your private executive office complete with stained French doors and built-in book cases. At the heart of the home, the family room and kitchen blend seamlessly, creating a natural flow. The warmth of a brick surround gas fireplace invites you to unwind, while the abundance of cabinetry and counter space in the kitchen makes every culinary experience effortless. The granite breakfast bar and island provide plenty of room to prep, serve, or simply sit and enjoy a conversation. Secreted away off the family room, the owner’s suite is a true retreat, designed for both comfort and tranquility. A cozy fireplace and private access to the back patio make this space perfect for unwinding. Take a moment to picture yourself curled up by the fire with a good book or stepping outside to breathe in the peaceful stillness of the morning. The en-suite bath enhances the experience with split vanities, framed mirrors, and a spacious walk-in closet, seamlessly blending function with a touch of indulgence. Upstairs, a spacious game room sets the stage for fun, whether it’s a movie night, a playroom, or a space to unwind. The secondary bedrooms offer comfort and flexibility, ensuring everyone has a place to call their own. Step outside to an expansive covered patio and a private backyard, a great place for cookouts and outdoor fun. Waterview offers an unparalleled lifestyle, with a private waterpark, serene lakes, scenic trails, playgrounds, tennis courts, and a championship golf course—every day feels like vacation. Don't miss your opportunity to make this home yours. Call now to request a tour.
Source: NTREIS #20836289
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20836289
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.