10204 Cloudburst Ct, Riverview, FL 33578
4 beds · 2 baths · 1,846 sqft
TIMBER CREEK - LIKE NEW, 2020 CALI WITH A WATER/CONSERVATION VIEW. Vacation all year round in the highly desirable community of Timbercreek. This master-planned community is centrally located and move-in ready, with a fantastic floor plan and great flow. Bright and spacious, this one-story, 4-bedroom, 2-bath, 1846 sq. ft. home with a 2-car garage was built for family fun and entertaining. This meticulously maintained home is in like-new condition and features an open-concept, split-bedroom floor plan design. Upon entering this beautiful home, your eyes are drawn to the high ceilings and abundant natural light that accentuates the great room, dining area, and kitchen area. There is a Chef's kitchen, essentially the home's nucleus. The kitchen is perfectly situated between the great room and the dining room and features breakfast bar seating, a stainless-steel appliance package, 36" Wolf Graphite cabinets, custom backsplash, a walk-in pantry, and New Caledonia granite countertops. The dining room perfectly complements the well-designed kitchen. The Owner's suite is spacious, with high ceilings and plenty of natural light, and will comfortably accommodate a king-size bedroom set. It features a large walk-in closet and an appointed en-suite featuring double vanities, a walk-in shower, and a private water closet. The secondary bedrooms are bright, offer generous accommodations, and share a full bathroom. This popular floor plan also includes a laundry room. There is a spacious screened lanai that will allow you to enjoy the great outdoors all year round. This home has a leased 10-KILOWATT SOLAR ELECTRIC SYSTEM with BATTERY BACKUP, sits on a quiet street, and is centrally located to everything. The location allows for easy access to Tampa, Lakeland, St. Petersburg, USF, Macdill AFB, Port Tampa Bay, SeaPort Manatee, Gulf Coast Beaches, I-75, US Hwy 301, schools, entertainment, shopping, and dining. DON'T DELAY, COME SEE IT TODAY!
Source: STELLAR #TB8362422
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8362422
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.