1020 H St, Marysville, CA 95901
3 beds · 2 baths · 2,119 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Discover timeless charm blended with modern updates in this beautifully maintained 3-bedroom, 2-bath home in the heart of Marysville. Rich hardwood floors, elegant crown molding, and built-in storage highlight the home's original character, while thoughtful upgrades bring modern convenience. Enjoy a spacious layout with an open living room/ family room, and a separate dining area. The kitchen and dining room have been enhanced with stylish new tile flooring, backsplash, updated appliances, built-in microwave, and more. Upstairs, the expansive primary suite offers a walk-in closet and a fully remodeled bathroom ideal for added comfort and privacy. Two additional bedrooms are conveniently located downstairs. Additional features include an upstairs HVAC system, new water heater, added closet space, and a partial basement. The detached room/workshop provides great potential as storage, a garage conversion, or even a secondary unit. The large backyard offers space to relax or entertain, plus RV parking potential and leased solar for energy efficiency. Located near shopping, dining, and highways 20, 70, and 99this is a fantastic opportunity to own a classic home in a central location. Don't miss it!
Source: CRMLS #SN25079691
Source: CRMLS #SN25079691
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.