102 Waterbrook Dr, Goose Creek, SC 29445
4 beds · 3 baths · sqft sqft
Found in the heart of Goose Creek, this beautiful two-story home has so much to offer. First, it is located in a quiet, friendly and serene neighborhood with fantastic amenities. Then, inside the foyer you find formal living and dining areas leading to an open area kitchen featuring granite counter tops, striking back splash and stainless-steel appliances. Off to the left is a large family room with doors that open to a peaceful and bright sunroom. The entire area is great for gathering and entertaining family and friends. Also, there have been so many improvements. Home security system to include 11 entry sensors, two internal motion detection sensors and five cameras. This system can be monitored remotely from a cell phone and has an optional professional monitoring program. Architextural shingled roof was installed in 2019 with approximately 40-years remaining on the transferable warranty. A fully enclosed sunroom, with independent heat and air and Low-E windows. Outdoor Kitchen installed with an independent 100 Amp electrical panel was installed, specifically for the Outdoor kitchen and enclosed sunroom. New water heater installed in May 2024 with a 6-year warranty remaining. HVAC system and Air Handler Unit installed in 2021, with warranty remaining. A UV Sanitizing system installed in June 2024. A whole home surge protector was installed in 2023. New Microwave installed in 2022. New dishwasher installed in 2023. Granite countertop, backsplash, sink and fixtures installed in 2021. Water Pressure Control valve installed in May 2024. The fence was installed in 2022. All HVAC ductwork and dryer vent professionally cleaned. As we climb the stairs, we find a large master suite that is a true retreat, offering a garden tub, separate shower, dual sinks, and an overly generous walk-in closet with his and her sides. Completing the upper floor are three other bedrooms that offer more than adequate space and comfort, along with a full bath. Moving to the outside the home, the spacious fenced backyard lends itself to outdoor fun and thoughts of what could be added. Off of the sunroom is an incredible covered cooking and grilling area. Perfect for weekends, special occasions or big game days! Also, did I mention the young fruit trees?
Source: CTAR #24017723
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24017723
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24017723
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.